Senior Consultant - AML/KYC/BSA Knowledge - Digital Assets

Forensic, Discovery, & Financial Crime

Are you ready for an impactful career at the crossroads of financial crime, innovation, and technology? Do you have a passion for helping clients address anti-money laundering (AML), know your customer (KYC), and Bank Secrecy Act (BSA) challenges in the rapidly evolving digital asset ecosystem? Deloitte's Digital Assets practice blends deep risk management, regulatory understanding, and advanced analytics to help clients tackle today's threats and tomorrow's opportunities across both traditional and digital finance.

Our Deloitte Regulatory, Risk & Forensic team helps client leaders translate multifaceted risk and an evolving regulatory environment into defensible actions that strengthen, protect, and transform their organizations. Join our team and use advanced data, AI, and emerging technologies with industry insights to help clients bring clarity from complexity and accelerate their path to value creation.

Work you'll do

As a Senior Consultant, you will collaborate with leading organizations to develop and execute next-generation AML and compliance programs in the digital asset space. Your work will directly support clients in safeguarding their operations, meeting regulatory requirements, and staying ahead of financial crime trends as digital assets reshape the landscape. You will help bridge the gap between traditional compliance frameworks and the rapidly evolving risks unique to blockchain and crypto markets, reinforcing trust and resilience for clients as they innovate with confidence.

As a Senior Consultant, you will have opportunities to:

• Advise clients on AML, KYC, and BSA regulatory frameworks applicable to digital assets, including interpretation and operationalization of laws such as the BSA/AML, FinCEN guidance, FATF Travel Rule, and OFAC sanctions lists as they relate to crypto.
• Identify, assess, and develop strategies to mitigate unique and evolving AML/KYC risks associated with the digital asset sector, such as the use of mixers, privacy coins, and other anonymization services.
• Guide the deployment and optimization of monitoring and investigation tools (e.g., Chainalysis, Elliptic, TRM, Solidus Labs) to trace fund flows and detect suspicious wallet activity.
• Analyze business processes, recommend improvements, and implement AML/KYC controls tailored for digital asset-specific capabilities and risks.
• Monitor industry and regulatory developments to ensure clients remain current on compliance expectations, typologies, and leading practices.
• Support the preparation and review of technical analyses, policies, and compliance documentation required for regulatory reporting and examinations.
• Engage with client and internal teams to educate, report, and build consensus on AML/KYC priorities in digital assets.
• Participate in the assessment of new technologies or products from an AML, KYC, and BSA risk perspective.
• Serve as a subject matter resource to support client engagement teams in transaction monitoring, compliance program development, and regulatory response.

The successful candidate would possess these skills

• Ability to work independently and collaborate as part of a team
• Effective written and verbal communication skills
• Meticulous attention to detail and quality of work product
• Ability to build and sustain professional relationships
• Ability to lead projects or workstreams
• Ability to manage and prioritize multiple tasks in a fast-paced and dynamic environment
• Strong interpersonal skills and professional demeanor
• Ability to meet deadlines
• Ability to provide clear guidance to others

The Team

Our Forensic, Discovery, & Financial Crime offering provides services to support anti-money laundering, discovery, business disputes, and investigations. We help protect brands from financial crime and other corporate misconduct, and empower government organizations with advanced tradecraft and technology to combat emerging and evolving threats.

Qualifications

Candidates will have a demonstrated track record of contributing to financial crime and compliance initiatives, especially within digital assets, and display enthusiasm for growth, collaboration, and building client trust. You will be expected to combine analytical rigor with clear communication, and work independently while excelling in team environments. Success in this role requires not only deep regulatory insight but also a proactive mindset, a readiness to adapt to market changes, and a genuine curiosity for emerging technologies and evolving risk landscapes.

Required Qualifications :

• Bachelor's degree or higher in a relevant field (e.g., Finance, Business, Law, Criminal Justice, or a related discipline).
• Minimum 5 years of experience in financial services, consulting, compliance, or a related field, with a substantial focus on AML/BSA/KYC risks, regulatory requirements, and mitigation strategies (including direct exposure to digital assets, virtual assets, or crypto businesses).
• Strong understanding of U.S. and global AML regulations relevant to digital assets, including BSA/AML, FinCEN guidance, FATF Travel Rule, OFAC sanctions, and related frameworks.
• Experience working with or implementing blockchain analytics platforms for monitoring, tracing, and investigating digital asset transactions.
• Deep familiarity with AML, KYC, and fraud risk typologies unique to digital assets (e.g., usage of mixers, privacy coins, anonymization services).
• Strong communication and interpersonal skills, with experience delivering technical documentation, compliance reports, or training.
• Ability to travel up to 75% based on the work you do and the clients and industries/sectors you serve.
• Must be legally authorized to work in the United States without the need for employer sponsorship, now or at any time in the future.

Preferred qualifications

• Candidates possessing one or more of the following qualifications is preferred:
• Leading or supporting AML risk assessments and compliance reviews in digital asset or fintech organizations.
• Building transaction monitoring rules, escalation protocols, and alert investigation frameworks specific to crypto or digital asset activities.
• Direct engagement with regulatory agencies, auditors, or legal counsel related to AML or sanctions compliance in the digital asset sector.
• Familiarity with regulatory technology (RegTech) solutions, including the design or implementation of AML software and blockchain forensic tools.
• Advanced degree or certification(s) in compliance, financial crime, auditing, or related fields (e.g., CAMS, CFE, CRCM).
• Documented experience in training/mentoring AML compliance professionals or developing AML/KYC curriculum related to digital assets.
• Significant project/program management experience, able to deliver multiple priorities concurrently and to high standards.
• Track record of published thought leadership or industry participation on AML, financial crime, or regulatory issues for digital assets.

Candidates joining our firm should possess an entrepreneurial drive, intellectual curiosity, creativity, and critical thinking in addition to the qualifications below:

• Strong oral and written communication skills, including the ability to support or lead business proposal development and sales presentations
• Strong relationship management skills, particularly the ability to build constructive and product working relationships with clients and among Deloitte practitioners
• Strong project / program management skills, particularly possessing a strong work ethic, a commitment to excellence in work product delivery, and the ability to independently manage multiple priorities
  and deadlines
• Advanced aptitude with Microsoft Office products, particularly Microsoft PowerPoint, Excel, and Visio
• Experience leveraging generative AI platforms for AML/KYC/BSA regulatory intelligence, risk monitoring, policy analysis, or automating due diligence and transaction monitoring processes within financial crime compliance programs.

Our Deloitte Blockchain & Digital Asset team helps client leaders translate multifaceted risk and an evolving regulatory environment into defensible actions that strengthen, protect, and transform their organization. Join our team and use advanced data, AI, and emerging technologies with industry insights to help clients bring clarity from complexity and accelerate their path to value creation.

Information for applicants with a need for accommodation: https://www2.deloitte.com/us/en/pages/careers/articles/join-deloitte-assistance-for-disabled-applicants.html

The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. At Deloitte, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is $116,200 to $229,100.