Financial Professional

Build a career that’s designed to last.

For over 180 years, New York Life has helped individuals, families, and businesses navigate life’s financial

decisions through changing markets and generations.

As a Financial Professional*, you’ll play a direct role in helping people protect what matters and plan for

their future, while building a practice of your own with the backing of a Fortune 100 company.

What You’ll Do

• Develop your own client base through networking, referrals, and community involvement
• Build relationships and guide clients through key financial decisions (retirement, protection,

education planning)

• Offer tailored solutions across insurance and financial products
• Grow your knowledge and skills through ongoing training and real-world experience

What Sets This Role Apart

• Be Your Own Boss: After two years of training, our agents become independent career agents

and run their own businesses.

• Training & Support: Structured onboarding, licensing support, ongoing coaching and

opportunities to obtain professional credentials, with prepaid tuition for eligible, participating

agents pursuing approved credentials.

• Financial Support: Training subsidy available for eligible candidates during early stages
• Resources & Tools: Access to experienced professionals and institutional knowledge, proven

best practices, along with sales, prospecting, and marketing tools to help you attract and retain

clients through web, social, and email content.

• Products & Solutions: New York Life and its subsidiaries offer a broad range of solutions,

including life insurance, annuities, long-term care insurance, disability income insurance, and

investment products such as mutual funds¹ through NYLIFE Securities LLC (member FINRA and

SIPC), a Licensed Insurance Agency. This range allows you to develop tailored strategies to help

clients and their families achieve their financial goals.

• Career Path Flexibility: As you grow, you can specialize in areas such as wealth management,

estate planning, and business solutions—or pursue leadership opportunities. You may also

choose to become a financial advisor with Eagle Strategies LLC, our registered investment

advisor, and offer advisory services².

What We Look For

• Self-motivated individuals who take initiative
• Strong communicators who enjoy building relationships
• Coachable and open to feedback
• Interested in long-term learning and growth, not just a short-term role

Compensation & Benefits

• You have the power to determine your own income with our commission-based compensation³
• In 2024, the average income of our financial professionals under the N8 and N9 Agent’s Contract

who met annual minimum sales production requirements was $120,555⁴. Individual agent

performance will determine your income.

• Benefits for eligible full-time agents include medical, dental, life and long-term disability

coverages, 401(k), and pension⁵

For more information about commission-based income and benefits for financial professionals, please

follow this link:

https://www.newyorklife.com/careers/financial-professionals/income-and-benefits

Take the Next Step

If you’re looking for a career where your work has real impact—and your growth is in your hands—

supported by a company with a long history and a strong future, let’s start a conversation.

About New York Life

New York Life is a Fortune 100 company with a long history of doing good. We have been in business for

180+ years, helping generations of Americans protect their families and attain their financial goals. As a

mutual company, we are accountable only to our policyholders, not to Wall Street or outside investors.

We are focused on the long-term success of our clients.

We’re proud to be recognized by the following organizations⁶:

• Fortune (2026): World’s Most Admired Companies
• Handshake (2026): Early Talent Award
• Seramount (2025): 100 Best Companies for Workplace Programs

The results we’ve delivered for our clients⁷ include:

• 5 million policyowners protected
• $1 billion in lifetime annuity income paid
• $7.8 billion in living benefits awarded (dividends not guaranteed)
• $1.2 trillion in life insurance protection in force⁸
• #1 largest mutual insurer in the U.S.⁹

*The terms “agent” and “financial professional” are used interchangeably and refer to someone who is

in a sales role under an agent contract.

1. Offered by properly licensed registered representatives through NYLIFE Securities (member

FINRA/SIPC), a Licensed Insurance Agency and a New York Life subsidiary.

2. Wealth management and advisory services offered by Financial Advisors of Eagle Strategies LLC, a

Registered Investment Adviser and a New York Life company. Qualification requirements include but are

not limited to applicable FINRA general securities, agent state law, investment advisory licenses,

compliance history, production standards, and required training. Requirements are subject to change.

3. If you qualify for an Introductory (PTAS) Contract, you will preview an agent career with New York Life

as an independent contractor while continuing to work at your current job, with limited exceptions.

PTAS Agents are not eligible for benefits. During this preview period of up to six months, any sales you

make will continue to accrue until you either make enough sales to become a full-time agent under a

Training Allowance Subsidy (TAS) Contract or the passage of six months, whichever is earlier. If you do

not become a full-time agent, first year commissions on any sales you made will be paid to you in a lump

sum at the end of your PTAS contract period. If you become a full-time agent under a TAS Contract, you

will be credited with the commissions you accrued under the Introductory Contract.

4. Based on 2024 company data for 8,136 agents operating under our N9 and N8 Agents Contracts,

without persistency bonus, who were active as of December 31, 2024. N9 contracts were issued to new

financial professionals from April 2004 through February 2026. N8 contracts were issued to new

financial professionals prior to April 2004. N10 is the current contract for new financial professionals

beginning March 2026. Contracts determine your compensation and benefits. New York Life reserves

the right to amend agent contracts, in whole or in part, at any time. Sales production requirements are

determined annually by the company. Historical agent incomes are provided for informational purposes

only. Agent income is not guaranteed. Income is dependent upon the sales of each agent. Agent

compensation is commission-based and determined through the ledger process. Overall compensation

includes positive income credits for commissions based on actual sales and certain allowances or

incentives, if eligible, based upon persistency and production, as well as debits associated with

commission reversals, authorized expenses, and other items. Not all debits are included in the average

income figures above. Each credit and debit posted to the Agent's Ledger is part of determining the

agent's compensation and no individual credit posted to the ledger is earned until the ledger

reconciliation process is complete. Agents receive payments equal to the positive balance on the Agent's

Ledger after the credits and debits are applied, except that Agents operating under an Introductory

(PTAS) Contract who fail to sell enough to trigger a full-time agent’s contract will be paid first year

commissions on any sales made in a lump sum at the end of their PTAS Contract period.

5. This is necessarily brief and provides only general descriptions of the benefits available to eligible

Agents under the applicable plans. Eligibility requirements and plan provisions vary by contract type and

production levels. Specific terms, such as eligibility and benefits, are determined only by the terms and

conditions contained in the relevant plan documents. In the event of any conflict between the

information herein and the provisions of the plan documents, the plan documents will govern. The

Company reserves the right to amend or terminate the benefit plans described herein at any time and

for any reason.

6. A full list of our awards is available here: https://www.newyorklife.com/newsroom/our-awards-and recognition.

7. Figures reflect the consolidated results of New York Life Insurance Company (NYLIC) and its domestic

insurance subsidiaries including New York Life Insurance and Annuity Corporation (NYLIAC) for the 12

months ending December 31, 2025.

8. Individual life insurance in force is the total face amount of individual life insurance contracts (term,

whole, and universal life) outstanding for NYLIC and its domestic insurance subsidiaries at a given time.

The company’s individual life insurance in force totaled $1,264.5 billion at December 31, 2025 (including

$193.7 billion for NYLIAC). Dividends are payments made to eligible policy owners from divisible surplus.

Divisible surplus is the portion of the company’s total surplus that is available, following each year’s

operations, for distribution in the form of dividends. Dividends are not guaranteed. Intercompany

transactions have been eliminated in consolidation.

9. Based on revenue as reported by Fortune magazine June/July 2025

(New York Life is an Equal Opportunity Employer – M/F/Veteran/Disability/Sexual Orientation/Gender

Identity)

New York Life accepts applications for the Financial Professional position on an ongoing basis. Qualified

candidates are encouraged to apply

Pay: $60,000.00 - $100,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Flexible schedule
• Health insurance
• Health savings account
• Life insurance
• Professional development assistance
• Retirement plan
• Vision insurance

Work Location: Hybrid remote in Wilmington, NC 28411