About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.

The Opportunity:

We are looking for versatile, curious, and energetic Software Engineers who are excited to solve complex challenges at global scale and help build the next generation of AI-powered platforms at Visa. As a Visa Software Engineer, you will be an integral part of a multi-functional team designing and delivering scalable data, infrastructure, and agent-driven systems that power intelligent decision-making across Visa’s ecosystem. You will contribute to building production-grade GenAI platforms, distributed data pipelines, and autonomous workflow systems that support real-time analytics, developer productivity, and next-generation commerce experiences. Your work will directly shape the future of AI-first financial infrastructure and digital transactions worldwide.

The Work itself:

• Design code and systems that touch 40% of the world population while influencing Visa’s internal standards for scalability, security, and reusability
• Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings
• Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads
• Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions.
• Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology
• Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities

Essential Functions:

• Works directly with product owners to gather and refine requirements across products, adding and taking into account existing tools and solutions across the organization.
• Develops and designs advanced architect solutions that are robust and scalable, considering integrations with other solutions across the internal technical ecosystem.
• Provides domain expertise on the development of technical documentation of solutions and contributes to standard processes in technical documentation as needed.
• Plays a key role in the development and delivery of new features across products from end-to-end.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications • 8+ years of relevant work experience with a Bachelor’s Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience. Preferred Qualifications • 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD • Strong proficiency in programming languages such as Python and Java, with experience building scalable backend services and automation frameworks. • 3+ years of experience with strong DevOps and infrastructure engineering, including containerization (Docker), orchestration (Kubernetes), CI/CD pipelines (GitHub Actions, Jenkins, Argo), Infrastructure-as-Code (Terraform, Pulumi), streaming platforms (Kafka, Flink, Pulsar), and deploying distributed systems at scale on cloud platforms such as AWS, Google Cloud, or Microsoft Azure.3+ years of experience supporting GenAI and LLM-based systems, including building pipelines for model training, fine-tuning, and RAG workflows, managing embeddings and vector databases (Pinecone, Weaviate, FAISS, Milvus), designing prompt retrieval and context management systems, and developing agentic AI platforms using multi-agent architectures and orchestration frameworks (LangGraph, LangChain, AutoGen, MCP) with secure tool integration, API orchestration, and observability for autonomous workflows. • Experience implementing data observability, logging, monitoring, and reliability frameworks for AI and data pipelines. • Experience collaborating with Data Scientists, ML Engineers, and AI platform teams to productionize GenAI applications and ensure performance, reliability, and governance. • Familiarity with BI and visualization tools such as Tableau, Power BI, or Superset is a plus. The Skills You Bring • Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale • Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutions • Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++) • Builder: Experience building and deploying modern services and web applications with quality and scalability • Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc. • Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams

U.S. Applicants Only

The estimated salary range for this position is $152,200.00 to $ 243,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.