Health Insurance

Expensive. If your spouse has the ability to carry their own policy, they must before using yours.

HMSA (offered in Hawaii only) has free virtual doctor visits, $17 copay for in-person visits, low deductible and out-of-pocket maximum. Hard to get current Summary Plan Description and prescription coverage list; co-pay percentage can be high especially for out-of-network providers Hawaii state charges tax on medical care which is not covered by insurance or other benefits.

High costs and low benefits

Competitive and many areas of coverage

Most health care plans since 2008 have not been anything to get excited about, but Corteva does a decent job of offering a very competitive package to their employees.

HSA contributtion from the company is good

Great benefits and working environment

Fair premiums, although deductible is high. There are options to get lower deductible but with somewhat higher premium. Still good pricing compared to many other companies.

doctor visits are expensive but medicines are cheap,HSA cards help