Voluntary Supplemental Life and AD&D Insurance Employees who want to supplement their group life insurance benefits may purchase additional coverage. When you enroll yourself and/or your dependents in this benefit, you pay the full cost through bi-weekly payroll deductions. You can purchase coverage on yourself in $10,000 increments to a maximum of 5 times your annual salary or $300,000. Any employee that requests over $100,000 must give evidence of insurability to Mutual of Omaha. You can purchase coverage on your spouse in $5,000 increments to a maximum of $250,000. Any employee that requests more than $20,000 in spousal coverage must give evidence of insurability to Mutual of Omaha. You can purchase coverage on your child(ren) in $2,000 increments to a maximum of $10,000. Evidence of insurability is not required for children.
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