Retirement Plan

401k only nothing additional added

They need a Roth 401(k) plan through Vanguard rather than Prudential. Vanguard offers lower administrative costs and lower expense ratios through their low cost index funds. This ensures that workers keep more of their returns for retirement in their retirement years.

Best: vested fully. Worst: Matches only 3/4 of 6%.

match 6% for the retirement plan, which is ok, need to put 10% in order to have a good retirement plan