Retirement Plan

I love HDR's matching policy (100% match up to 4%) and the fact that I can own some HDR stock. I could go all-in if I wanted to, but I prefer to diversify just to be safe. I'm also very happy with the stock options offered in the Schwab plan, and appreciate that a Roth 401(k) option is offered. If I were doing things from scratch, I might have used Vanguard as the administrator instead of Schwab, due to personal preference and lower fees, but when I mentioned that to our corporate director in charge of making those decisions (he actually came to our local office for a Young Professionals event last year), he gave some really solid reasons why he thought Schwab was the best choice. Finally, they have a built-in feature where your contribution rate will be automatically increased by 1% per year (unless you turn off the feature manually every year) until you reach 10%. I'm already saving more than 10% but this would be a helpful nudge for someone who's not sure what they're doing and needs some guidance.