Thanks so much for the feedback. We appreciate it. JSAV pays 80% of the employee coverage costs for medical benefits for all our full time employees. Surprisingly enough, our rates for the employee portion have not been raised in two years even though nationally rates have gone up for any medical plan. In addition, at no cost to the employee JSAV pays for long-term disability coverage and life insurance for all full time employees. As a current employee, always reach out to HR with your feedback and great ideas.