Health Insurance

increasing health care costs year over year, limited benefits except in a few states with larger presence

High Deductible is pretty much the only option if you want to cover your family

Used to be 5 stars. Changed to high deductible savings.

Typical benefit as compared to other companies

Excellent coverage with lots of options for folks with different life situations, dependents, etc.

The high deductible plans are great when you contribute to your heath savings account.

Good choice of comprehensive health plans.

Good deal for larger families. Not as much for individuals, or people with no kids. Overall the providers are pretty crappy, but I think that is probably true of all insurance providers. It's their business to avoid paying you.

HDHP deductibles and max out of pocket are better than some of the other companies.