"I dropped the rating one as Obamacare has caused an industry wide rise in perscriptions and the addition of copays and movement to high deductable plans. Out of pocket has definately jumped on this and everyone is reeling from the efects of the new costs. You can keep your plan if you can still afford it. Noted the additional cost of private insurance to pay for other peoples Obamacare. This has added high deductables, new cop-pays, and high perscription costs. Never had a perscription above $50 before. A recently covered perscription was over $600.00. I suspect there is pharmacy gouging out there in a big way. Feel the pinch."