Library Systems & Services benefits

"Too expensive, and it covers nothing until you've met the deductible. You're literally paying out of pocket in addition to your insurance premiums until you've met the deductible, including doctor office visits. No copay, they don't cover ANYTHING, so you're paying the full fee to see your doctor. However, they do pay for an HRA that covers most of the deductible, but i wish they'd put some of that toward the premiums. "