Health Insurance

Very high deduction for medical. No enough benefit value for dental. Already used up my yearly benefits.

I purchased the HSA and the company contributed money to my HSA on a quarterly basis to help offset the deductible. HSA is great if you don't need a lot of visits to the Dr. The plan also didn't require a co-pay at the time of service.

Different groups have different benefits. My group has 100% paid insurance that covers everything at 100%. So.. no costs, but you have paperwork to submit.

It's decent enough. I don't recall any problems getting care and the deductible was reasonable.

There health insurance seemed okay. A little high on cost. Dental was about to change to a different plan when I left so I can't comment on that.

Costs were very competitive for health and dental. HR very helpful in explaining and administering benefits.

the gold plans were great

Standard choices between PPOs, HMOs, and high-deductible plans with an HSA. The company will throw in a couple hundred dollars towards your HSA or free spending account.

The benefits are pretty good. The deductible is high.