Thank you for taking the time to provide this feedback. We are diversified across all asset classes and sectors to help manage risk. We have made sure that plenty of funds are available within equities and fixed income without overloading any employees with too much to choose from. The lifepath funds (asset allocation funds) also provide for retirement outcomes based on quantitatively measured risk earmarked towards a specific retirement year. We encourage you to attend our annual 401K meeting where you can ask questions and learn more. We hope to see you there!