Dental Insurance

Best: They Eliminated the deductible Worst: coverage for orthodontia ends at age 19- so if you don't have braces in place by age 19, there's no coverage, even if you've reached the lifetime max. (The exception is if you're in the Dental HMO/DPO plan-however, there are NO orthodontists participating in the plan within 100 miles of Des Moines who are accepting new patients, so it's basically a sham of a plan.) I know it's pretty standard to age out at 19, but it's meh.