Health Insurance

High costs, high premiums, low coverage

Excellent coverage and decent rates to cover family members, including dental and vision

Very affordable. Wish deductible was less.

Rock bottom prices but other firms have comparable.

I would rate this 5 starts, except that the benefits are very confusing, and the way the deductible is hard for doctor's offices to understand. Vanguard expects you to be active in "choosing" among your health care options, but then the choices are too confusing to know how to.

Aetna, $1250 or $950 deductibles and high deductible option.

Expensive when you have your spouse on the policy. Could have been an extra discount for multiple people on the policy.

great coverage at great rates

Affordable HSA, Vanguard contributes up to $600/year + you can get more with the health rewards