Disability Insurance

The company provides short-term and long-term disability insurance for all full-time employees. These coverages provide income protection during periods in which an employee is prevented from working as a result of a covered accident or illness. The company pays the full cost of coverage for these policies.

• Short-term disability provides a weekly benefit of 60% of base salary up to $1,000 per week, subject to certain reductions, with a maximum payable period of 13 weeks.
• Long-term disability pays 60% of base salary up to $15,000 per month, subject to certain reductions and a 90-day elimination period.