Health Insurance

Good plans, premiums reasonable. Several options and carriers available.

Deductible is $1200. Plan is difficult to navigate. HR offers no assistance in understanding benefits as this is not a "job related activity."

I am not a fan of the high deductible plans.

The high-deductable plan is the only plan available - it covers most common health problems, and provides "discounted" rates for many things. You can setup a pre-tax healthcare savings plan to pay for health-related expenses and is accepted by nearly every provider in my area, so I can choose the doctors I see. For covering a family of four, the deductible is about $3,000, plus a per-paycheck cost that is based on your salary. The cost of going to the doctor is now about 7 times what it was four years ago and the per-paycheck cost is about double. Salaries have been flat throughout this time, so the overall effect is to take a pay cut year over year to keep healthcare coverage.

Very high deductible insurance provided

Deductible is too high and goes up each year for at least the last five years

Very little co-pay if any. Accepted almost everywhere.

Cost was too high and the coverage was aweful

Xerox needs better options for how much Health Insurance can cost, if we want to have our own place.