Please not the following is true for support, insurance sales, benefits consultant, and district manager position.
There are a few things one needs to understand. First and foremost this is a 1099 position. In fact all of the positions in the company are with the exception of one or two. This means you’ll be pretty much working as an independent contractor. Next you’ll be working under a district, not for the actual company itself. I interviewed with the Los Alamitos district. That being said expect a small office and desk space which you will have to rent if you do not wish to change spots everyday. Also there will be two interviews. The first one will be a presentation with a few other applicants in the room. The next will be a one on one. During the first interview please keep in mind they are trying to sell you the position. Thus there is a lot of white lies, and miscommunication. As an advice I would clear up anything that seems a bit good to be true.
In the one on one interview they’ll ask you general questions. There isn’t really a right or wrong answer. In general you will be hired if they think you can afford to pay for the following:
52 hour insurance courses - $49
Insurance exam - $83
Live Scan - $70
Application to the Department of Insurance - $170
In general you will not be paid back, and won’t be able to complete everything for at least 3 weeks because that’s how long the live scan takes.
Once you pay everything and get licensed you will need to spend one to two weeks in training school which is not going to be in the place of the district. Most likely will be in Irvine. Finally after all of that is finished you will get assigned a district manager who will give you a list of their clients. After you will need to build your own clientele.
I have a ton of sales experience in the past, so this job appealed to me. However, you don’t need any experience at all do this. I personally rejected the offer not because anyone mistreated me, but because of how little growth I saw the model of the company would produce. Don’t let the numbers fool you. They will throw figures like 60k, but that’s something you’ll have to really work for. The same amount of effort doing Uber could get you those numbers.
The biggest con is that there is NO base pay. Everything is 100 percent commission. Secondly, would you want to work for a company which is not willing to invest a few hundred dollars to pay for the insurance certification or application fee?
My advice, don’t let them sell the position to you. Always ask yourself what they gain by hiring you. Be objective. Try to pull out all of the sales term by asking a question. For example, “we don’t hire just anyone” is a commonly used sales line they use.