To this candidate who recently interviewed. I apologize if there was a disconnect as to why we request to pull credit for those who interview. Please let me explain; there are several federal regulations that are required in order to become a licensed loan advisor, one of which is proof that there are no major outstanding collections issue. We do a soft credit pull (that won't affect your credit score) prior to making an offer so that we are able to determine if the candidate is licensenable in the first place. The last thing that we would want to do is make an offer, and have that individual leave their current place of employment, only to find that there are significant financial issues that we can't work around. I certainly hope that helps to clarify the purpose for this and wish you all the best!