I spoke on an example where one of my borrowers had been less than truthful about his employment history and through investigations & coordinating with the employer, borrower & loan officer we finally figured out he'd been a temp with two different agencies before being hired on full time with the current employer. In the borrower's mind this meant he was always employed there. For underwriting purposes not having the dates confirmed by the employer and having a W2 and two other 1099's wasn't adding up for underwriting until we got the real story straight on the application.