1. Applied Online 2. Phone Interview Almost stumbled over technical skill questions. 3. Company visited my university, so talked to the people working there: seemed nice, laid-back 4. Skype interview with 3 people within Actuarial Department. However, initially, the phone interview changed from one person emailed me to another person who interviewed me, and had a hostile attitude towards me from the beginning as I later realized that she was jealous of me. Apparently, this person was also the first interviewer in my Skype interview, and did not mind to reveal to me that she got the job at Cincinnati because she knew somebody there. I was surprised in the end when I asked about the next steps and timing (early October), the HR said she would get back to me by Thanksgiving, which is late November (Streching 2 months to get a response meaning: you did not get the job), after I told her the quickest response I will get is within 1 to 2 weeks. Check out other negative reviews of this company on Glassdoor as well, if you want more details.