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Underwriter Interviews

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Underwriter Interview Questions

"Insurance companies depend on underwriters to review insurance applications and determine whether they qualify for acceptance. Employers are looking to hire candidates with strong analytical and organizational skills and experience with computer software. In an interview context, expect to answer technical questions such as evaluating risk as well as behavioral questions that will assess your ability to work on a team and resolve difficult problems. To test your quantitative skills, an interviewer may through in a brain teaser."

Top Underwriter Interview Questions & How To Answer

Question 1

Question #1: When reviewing a claim, what factors could determine a higher risk level?

How to answer
How to answer: As an underwriter, you're responsible for ensuring that all claims, loans, and/or policies have a low level of risk to protect the interest of the individual or company issuing payment, funds, or coverage. When you answer this question, talk about the process you follow to assess the potential risk of each individual item you review. Include manual review processes and any AI- or computer-driven review processes.
Question 2

Question #2: Have you ever disagreed with another party involved in a claim or policy review?

How to answer
How to answer: Underwriters work with various individuals in the underwriting and review process, so they might disagree with one or more of those individuals. This question allows you to demonstrate your problem-solving and communication skills when you encounter conflict. As you answer, describe a specific situation with the STAR method: Situation, Action, Task, Result.
Question 3

Question #3: How do you manage multiple claims or requests?

How to answer
How to answer: An underwriter often works on multiple claims at once, so they need strong organizational and prioritization skills. In your answer to this question, you can outline any specific tools or processes you use when managing multiple requests, as well as how you manage deadlines and timelines. Since underwriters often have to submit their responses to requests within a certain timeline, it's important to have good time management skills.

4,411 underwriter interview questions shared by candidates

Give me an overview of the balance sheet, what is its function, what are some line items. Give me an overview of the income statement, what is its purpose? When a company asks for a loan what should you look at? When a company buys a piece of real estate how will it affect the 3 financial statements? What are the 3 types of inventory, as a lender rank them from best to worst. What makes an account receivable bad? What makes an account receivable good?
avatar

Commercial Underwriter

Interviewed at Comerica

3.6★
Feb 5, 2022

Give me an overview of the balance sheet, what is its function, what are some line items. Give me an overview of the income statement, what is its purpose? When a company asks for a loan what should you look at? When a company buys a piece of real estate how will it affect the 3 financial statements? What are the 3 types of inventory, as a lender rank them from best to worst. What makes an account receivable bad? What makes an account receivable good?

Typical underwriting technique and scenario questions related to credit review, guideline search and application as well as income and self employment analysis. Focused on prioritizing and time management skills for remote position.
avatar

Mortgage Underwriter

Interviewed at Radian Group

3.2★
Jul 18, 2018

Typical underwriting technique and scenario questions related to credit review, guideline search and application as well as income and self employment analysis. Focused on prioritizing and time management skills for remote position.

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