Guild Mortgage

Cornerstone Capital Bank

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Cornerstone Capital Bank has a rich history rooted in two distinct origins: a national mortgage lender and a local Texas bank. Originally founded as Cornerstone Home Lending in 1988, with just three team members in a small Houston office, Cornerstone has built a reputation as a standout national home lender, earning the trust and loyalty of thousands of families who return year after year to us. In October 2022, Cornerstone merged with Roscoe Bank, creating Cornerstone Capital Bank, a major milestone resulting in one of the highest-capitalized new banks in Texas history. We've continued our impressive growth trajectory, finishing Q2 2025 with approximately $2.3 billion in assets and more than $340 million in regulatory capital. We first led the charge in making mortgage fast and digital, and now we're bringing that same innovation to commercial banking, residential loan servicing, and insurance. Our clients enjoy comprehensive banking and mortgage benefits, seamless mobile and online access, and the option of walking into a branch for one-on-one financial support. Cornerstone is committed to providing every client with a REMARKABLE, STRESS-FREE EXPERIENCE. Our Mission at Cornerstone Capital Bank is clear: to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us. We are driven by a commitment to service, operating with unwavering integrity and respect. With a caring, dedicated team of more than 1,400 professionals and over 100 offices across the country, we're passionate about delivering exceptional client experiences. Our unified team has fostered significant, sustained growth, and we look forward to continuing our journey of positive impact and community enhancement. Cornerstone Home Lending NMLS ID # 2258 (http://www.nmlsconsumeraccess.org) 1177 West Loop South, STE 700 Houston, TX 77027 / 713-621-4663 Company AZ BK # 0908763 CAFLL 603E685 / CARMLA 4130843 Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act DE Licensed Lender License # 011593 Exp 12/31/19 Licensed by the Delaware State Bank Commissioner to engage in business in this state Licensed by the Mississippi Department of Banking and Consumer Finance OR ML-4252 Licensed under the Oregon Consumer Finance Act WA CL-2258 Equal Housing Opportunity