You can't spend as much time helping people as you would like because you are under the gun to make sales. If a family has no money you can't afford to spend a lot of time talking to them. You will have to work very hard. If you think working from home is a cushy arrangement, Think again. It takes 6 months to a year to make your on target earnings. Don't expect to be the exception to that rule. You are asked to flex your time. This means you are unlikely to get 2 full days a week off and you will have to work at least 1 night a week until 9PM. I have worked many a 13 hour day and that's not an exaggeration. work/life balance is a pipe dream. If you don't obsess over this job, especially in the first year, you will not be successful. They used to ask for 2.5 hours of phone time/day understanding that we work on average 2 hours off the phone for every hour on. Now they are demanding 4 hours of phone time. There is a ton of documentation, writing, emailing etc. You would need to be a machine to consistently accomplish 4 hours of talk time in an 8 hour day. There is a pretense that you don't need to work overtime when you won't be successful if you don't. If you take a vacation you will struggle the next month.