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High Interest rates High Quota with unobtainable goals Expect employees to not have a day off and work 7 days a week and then guilt tripped if you can't work the weekend. Management doesn't give you any special treatment unless you are their top sales person but all their sales people left already. Trash leads, basically cold calling (they say you're not) but you are full on cold calling these clients and try to offer them 25% interest when the competitors offer less than 19% all the time. No room for growth as they keep brining in external hires for management. Unless you're from Wells fargo or OneMain good luck getting into upper management!