Aflac reviews

3.9

82% would recommend to a friend

(1,509 total reviews)
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Dan Amos

84% approve of CEO

72% positive business outlook

Aflac has an employee rating of 3.9 out of 5 stars, based on 1,509 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Aflac employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

2K reviews
1.0
Jul 21, 2016

The Legal Scam of The Century

Recommend
CEO approval
Business Outlook

Pros

Unlimited bonuses, residuals, stock options...

Cons

...that you will be lucky to ever see. Management is useless and self serving. Absolutely no security that any appointment will pay out. You will never get paid. Don't fall into their trap. You'll be asked to drive to Columbus for training that is absolutely useless in the field and takes several days. You'll be door to door soliciting businesses without any guarantee of pay, and you'll only be paid if you actually sell. If you set an enrollment and the business owner changes their mind at the last minute, you're screwed. Nothing you can do, nothing you get. In addition, Northeast Ohio is one of the worst regions to sell. Aflac Corporate says otherwise, but the response from numerous businesses in the field and gross misconduct by prospecting agents over the years has utterly spoiled a good chunk of this region. You will have no support and have constant appointment cancellations, out of state benefits that you can do nothing with, and will be expected to violate any and all "NO SOLICITATION" signs under the guise of "educating". To top it all off, you'll be expected to do it for free. Stay far, far away from commission only jobs. This one is just one of many.

1.0
Jul 20, 2016

Good, bad and Ugly

Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

The ability to have a flexible schedule and prioritize your daily routine. Good training with District and Regional Coordinators. Excellent office atmosphere with people who are willing to train, help and assist out in the field.

Cons

Commission only averages to about 25-30%. There are numerous policies which have different commission percentages. Please review them. Certain businesses will screw you in the long run with employees not paying the bill or cancelling policies. What this means for you with advance commission: You will owe money to Aflac (with interest). Recommend pay as earned so you wont get screwed. Sometimes you will have to collect a check or remind clients to pay their bill. Highly recommend to stay away from the restaurant business. Some business owners are lazy. In conclusion, it can be rewarding with residual income but it will take about 2-3 years if you are extremely driven and have good closing skills. I do not recommend this as a primary source of income.

3.0
Jul 18, 2016

Associate on the edge

Recommend
CEO approval
Business Outlook

Pros

*I've seen some reviews about terrible District or Regional Sales Coordinators (essentially bosses right above you) but I've had a wonderful experience with both of mine. They do seem to genuinely want their agents to succeed and are always willing to help you, within their power. *The job has endless possibilities for income - once you can get yourself off the ground. After the first 2+ years you're not just getting commissions but return commissions on renewals and accounts you already had, plus some stock, etc. *Flexibility. Your time is yours, so if you're out cold calling - you're working towards making your own money - but you don't have to report to anyone. Not a 9-5 job unless you're disciplined and make it so. No boss to report to or tell you how to do your job. Room for creativity and growth in position and money is based on performance - not who you know necessarily. How hard you work = how far you get *Training. i thought the training sessions and content were very useful though I wish they prepared agents better for the reality of selling *Contests. Aflac constantly has sales contests for all expense paid trips. They're wonderful and definitely achievable - you just have to work for them *Products. I didn't know anything about Aflac before I started working for them but now that I really know what it does I truly believe in the products and think they genuinely help people. They're very affordable, and as an agent (hopefully) selling something you do believe in should make the job easier

Cons

*Discipline Discipline Discipline. I'm just out of college and I worked really hard but there's never been a job I've had where I had to give so much of my self. Con of not having a boss, office, 9-5, clocking in, etc. is that everything you do YOU have to get yourself to do. There's also a lot of plates spinning at once since you're trying to work 100 'potential' accounts at the same time. Requires immense organization. I love being organized yet this job has pushed me to new limits *Privilege based starting. We spout the statistic all the time about how 80% of Americans don't have more than $1,000 in a savings account - meanwhile in Aflac you're not seeing a check until you close an account. You NEED to have the money set aside to cover living expenses while your'e starting off. The idea is a big pay-in for big pay-out later. I also heard young is better for this business, for exactly that reason, but being young I don't have that kind of money squirreled away and I'm working a second job to make ends meet - but it's emotionally exhausting to be doing both honestly. *Rejection and independence. Honestly, even cold calling, most people are nice, but you will get those faces who have already had 6 agents in their doors the last week and will throw you out the door. You have to be ready for this and let it roll of your back. If you can't you probably shouldn't be doing this job. You also need to be able to deal with being by yourself. You have a District team and leaders - but your business is yours and sharing business means sharing commission if you're working with others. I love my team but I only see them about 1-2 times a week for meetings

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