Training and equipment. State offices provide training which is excellent. However, the training provided by local offices lacks substance and the expectation has been that new agents do nearly all of their training at home, without much guidance. This has felt unsupportive to myself and many agents I was hired with.
Equipment. Aflac has you use their own laptops for presentations and enrollments and they finance one for you when you've made enough money. However, until that point you need to get one form either a supervisor or another agent, which has been a real problem in my office. In addition what laptops are available, have commonly been in disrepair or dysfunctional so I have wasted a lot of time fixing equipment that isn't mine so that I can do my job.