Pros
Great training program for individuals with no insurance experience. Work from home.
Cons
Management. The big majority of managers do not know anything about insurance. In their defense, it isn't their job to, they are there to force high pressure sales. Management encourages cutting coverages to close sales. You are required to make a certain number of calls and quotes or you get put in all day zoom were management watches you call… all day. It is almost comical. As an MSA, you will not be given the resources everyone else has. You aren’t allowed to call in to underwriting, you are only allowed to use chat. Along with the atrocious management, another major flaw is the fact you are competing with other Allstate agents more than other carriers. MSA’s are paid a more company friendly commission split than the contracted agents - so you get sent the same leads the agency owners. They do this in hopes the MSA will sell it before the agent so the commission payout is cheaper. I understand why agents hate the MSA program - they are clearly trying to move away from a storefront agency model. They received backlash for it and MSAs felt that backlash. A big complaint was the MSAs were slowing done the service center and call in lines. So they removed resources to help speed up the agency owners process. So now not only did they screw the agency owners, they screwed the MSAs. I’ll end by saying you can make decent money, but if you can make good money in the MSA program, you’d make a lot more somewhere else. Don’t be fooled by their high pressure sales pep talks - only way to get rich in P&C sales with Allstate is if you acquire a book of business.
