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American Income Life

Part of Globe Life

Engaged Employer

American Income Life reviews

2.8

36% would recommend to a friend

(4,199 total reviews)
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Steven K. Greer

62% approve of CEO

35% positive business outlook

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,199 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews
1.0
Aug 16, 2015

fraud

Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

If you like running scams on people you will love this place.

Cons

These people are running a predatory pyramid scheme. Yes it is "possible" to rise in the system and make money, but less than 5% are still around by the end of the first year. The system depends on the constant flow of large numbers of gullible "new hires" to feed the machine. "New hires" will spend weeks cold calling long out dated and heavily overworked leads in a boiler room environment . Many of the old leads have been called dozens of times and even if a request is made to cease calling it will be ignored by the company. The vast majority of appointments will be with prospective clients that have been seen before and only want to collect again on the misrepresented free perks that have little or no real value to anyone. If you take the job be prepared to become a professional lair that will do anything to get in front of people in their home to push a canned video presentation.

2.0
Jul 30, 2015

Too scheme-y for me to stay

Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

Opportunities to make more money, rewarded for hard work

Cons

From the beginning, they try to sell you on how "you've made a great decision" and on the money you can make. Seemed a little gimmick-y but I still decided to try to pursue it. They require that you get your license, which you pay for entirely from start to finish. They highly push that you go to "Professional Academy of New England" for classes WHICH IS ACTUALLY them teaching it...for $180 and will take up a week of your time. So you just paid the company. Then you take your exam which is $90. If you fail, you have to pay all over. If you pass, you move onto paying $125 to get your certificate. Keep in mind non of this is paid for or reimbursed. If you live paycheck to paycheck, you will get swallowed by the investment. Once you pass, you move into UNPAID training, (which can be 1-4 weeks depending on if you're getting the info down), where they expect you to learn multiple pages of their script WORD FOR WORD in 4 DAYS!! They set you up with a team manager, who they refrain from telling you MAKES MONEY off of you! When you do go out in the field it's commission only. The hours are long and demanding, I've had "employees" call me at 10 pm to ask me how the class is going. That's not even legal. But why are you in there at 10pm when you're supposed to work 3-9 on Monday/Thursdays? WHICH are phone hours by the way which you're supposed to be setting up appointments. I was under the impression we can make our own hours, but when in training they expected me to be in the field 2-9pm on a Friday, when I bartend Fridays at 7pm. They told me I'm going to have to quit that job to which I told them I won't quit until I start making money there. Take it from me, the managers make money off of you, if you were referred they make money off of you. You're just another number. The senior manager kept setting me up for failure in training by "forgetting" to tell me I had to bring my laptop and other things with me on certain class days and then would ask me in class if I had them. How would I know to bring them if I wasn't told to? Again, you're just a number. You can go weeks without seeing a dime. Which became a financial burden because they expect you to stop what you're doing and invest into this company. When you sign paperwork as the "hiring process" they stress you are NOT an employee and they are NOT an employer, more like an independent agent MEANING if you get hurt on the "job" you are NOT entitled to worker's comp. Yet, when I had to go to the ER on a training day, I had to bring in a "work release" to someone who "isn't my employer"? This seems to have scheme written all over it.

3.0
Jun 18, 2015

It works but...

Recommend
CEO approval
Business Outlook

Pros

The money and the possibility for a free vacation

Cons

For me to be a 1099 employee they sure do expect me to work a lot. If I don't make enough sales running appointments all from 10am to 9pm on Wednesday- Saturday they want me to work on Sunday. Long pointless meetings every week that last hours on the exact same subjects You start to wonder if the upper management just like to hear themselves talk.

Viewing 313 - 315 of 4,199 Reviews

Glassdoor has 5,230 American Income Life reviews submitted anonymously by American Income Life employees. Read employee reviews and ratings on Glassdoor to decide if American Income Life is right for you.