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American Income Life

Part of Globe Life

Engaged Employer

American Income Life reviews

2.8

35% would recommend to a friend

(4,201 total reviews)
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Steven K. Greer

64% approve of CEO

34% positive business outlook

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,201 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews
1.0
Oct 21, 2014
Recommend
CEO approval
Business Outlook

Pros

I started there because of the "flexibility," potential pay, and the opportunity to advance. But really there are very little pros, if any.

Cons

First off the commission-only pay in no way helps you with the money you have to pay for gas, hotels, etc that you do not get back if you happen to have a bad week or get no showed by clients (which happens too often). They claim you get what you put in, but this is rarely the case. If you break it down including what you spend in gas, hotels, food on the road, etc, it is not worth it at all. The crazy amount of random hours from 8 am to 9 pm (they expect you to always work until 9 pm every day doing drop-bys (randomly stopping by clients/potential clients homes) and anything else), I worked 50-70 hours a week and they told me I was still not putting in enough time. The way the company treats you in general, during and after working there. After I worked there I received a bill from them for almost $600 because a few of the policies I wrote had fallen off (which they did not tell me about until the bill) and they wanted me to pay for that, even though I won't get to see anything from the policies that did stay on. The upper management is dishonest and money hungry, they don't care about individuals because their turnover rate is so high that they don't even waste time getting to know you. Just keep in mind this is a huge pyramid scheme, and they claim you can make thousands of dollars, but very few actually get to see those rewards. Do not work here.

4.0
Oct 20, 2014
Recommend
CEO approval
Business Outlook

Pros

If your willing to work the opportunity is limitless. Be ready to run seven days a week with leads you create and recieve.

Cons

Burn out and turn over is high.

1.0
Oct 15, 2014

Exhausting

Recommend
CEO approval
Business Outlook

Pros

You are your own boss, so there's no commitment to a schedule and you can take time off whenever you like. There is potential to make serious money if you are very persuasive and willing to put in 60+ hours a week.

Cons

Loads of wear & tear on your vehicle driving to appointments. Need your own laptop (must have Windows, their software is not compatible with Apple). You technically are not an employee but rather your own boss, which means you will spend considerable time and money on training and tests before getting paid. There are mandatory meetings twice a week, which normally wouldn't bother me but this is unpaid time that distracts from the job. Though you set up your own appointments, you are limited to working afternoons/nights and weekends, so it takes a toll on your personal life. You meet with individuals in their own homes at their convenience, so the hours are logical but difficult.

Viewing 3721 - 3723 of 4,201 Reviews

Glassdoor has 5,232 American Income Life reviews submitted anonymously by American Income Life employees. Read employee reviews and ratings on Glassdoor to decide if American Income Life is right for you.