American Income Life reviews

they pay commission only to insurance agents. So you pay all your gas and phone costs out of your own pocket so you can cover all of the cold calling and driving sometimes hours a day to appointments. You can use the work phone at the office too. When you get a sale, you then get a percentage of that. Hard to balance work and life expenses with the money you make. Although some people make ok money.

Way to much emphasis placed on learning a scripted sales pitch instead of teaching about the products you are selling. With the cost of fuel these days driving around the state is very expensive. Way too much deceit during the hiring process. You are told point blank, NO COLD CALLS, as a matter of fact, we have a call room that SCHEDULES your appointments for you. In reality, you collect referrals at the appointments you go to and then call those people with the hope of scheduling an appointment with them. This is a COLD CALL, it doesn't matter if the person who refers them calls them to tell them your calling, it's a COLD CALL. Do you notice how this very argument is contradicting the whole we have a call room who makes the appointments for you thing. These are just a few examples to name a few.