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American Income Life

Part of Globe Life

Engaged Employer

American Income Life reviews

2.8

36% would recommend to a friend

(4,199 total reviews)
avatar

Steven K. Greer

62% approve of CEO

35% positive business outlook

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,199 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews
1.0
Dec 30, 2012
Recommend
CEO approval
Business Outlook

Pros

Great job for people with no education who don't want to be a ditch digger or waiter. You make about the same amount of money. Great training for bait and switch sales. Also they'll hire ANYONE willing to work for them as anyone who recruits someone below them gets part of their commission. There is the possibility of making around 1000 a week after your month long training with no pay.

Cons

Cleverly disguised pyramid. It's so easy to get a job there because anyone who hires you gets part of your commissions. Long late hours (getting home around 11-12). You get your foot into people's houses saying your giving them a free child safety kit and then put them in a high pressure sales position trying to sell them life insurance. Most clients don't have a job and will be paying for their life insurance with government welfare checks. You'll train hard for a month with no pay, the whole time the managers are using tactics to make you feel like you're too committed to back out. (they want you to make them some money after all) They'll leave you to sit alone for hours between training sessions. You've invested this much time already so they know they've got you. The life insurance isn't even "Union discounted" as you're instructed to tell people. The Whole life policies are priced normally and the term life policies "are a scam" (direct quote from a manager). You have to pay about 300$ to start the job getting your life insurance license. My advice, don't waste your time, money, and gas. Hold out for a real job that doesn't take advantage of people!!

5.0
Dec 28, 2012

awsome

Recommend
CEO approval
Business Outlook

Pros

renwals and training for all

Cons

self managemant and financial adviser

1.0
Dec 22, 2012

A total scam

Recommend
CEO approval
Business Outlook

Pros

This is a multi level marketing company. Do not believe the other reviews. They are clearly put here by the company itself. This is a horrible, horrible company to work for.

Cons

Everything. This company makes money by forcing you to pay for training, not off actual sales. It is a pyramid scheme.

Viewing 4081 - 4083 of 4,199 Reviews

Glassdoor has 5,230 American Income Life reviews submitted anonymously by American Income Life employees. Read employee reviews and ratings on Glassdoor to decide if American Income Life is right for you.