Is American Income Life a good company to work for?

American Income Life has an overall rating of 2.8 out of 5, based on over 5,230 reviews left anonymously by employees. This rating has decreased by 5% over the last 12 months. 36% of employees would recommend working at American Income Life to a friend and 35% have a positive outlook for the business. The best reviews about American Income Life have been left by employees working as Regional General Agent , Managing General Agent and Regional Sales Manager .

Does American Income Life pay their employees well?

According to anonymously submitted Glassdoor reviews, American Income Life employees rate their compensation and benefits as 2.9 out of 5. Find out more about salaries and benefits at American Income Life. This rating has decreased by 4% over the last 12 months.

How satisfied are employees working at American Income Life?

36% of American Income Life employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated American Income Life 2.6 out of 5 for work life balance, 3.1 for culture and values and 3.1 for career opportunities.

What are the top reviewed jobs at American Income Life?

Insurance Agent (661) , Supervising Agent (496) , Agent (274) , Insurance Sales Agent (217) , Life Insurance Agent (209) , General Agent (180) , Sales Representative (121) , Benefits Specialist (120) , Sales Agent (120) , Sales Associate (69) , Benefits Representative (68) , Master General Agent (63) , Sales (61) , Licensed Insurance Agent (60) , Career Agent (58)

What are the pros of working at American Income Life according to real employee reviews?

"The majority of my fellow associates were great people to be in the office with." ((in 241 reviews)); "Great training and one on one mentoring" ((in 228 reviews)); "Money is good for brokers who are ok going door to door and a lot of incentives" ((in 198 reviews)); "work from home culture is good" ((in 135 reviews)); "If you get good the pay is great and you are can decide your schedule." ((in 125 reviews))

What are the cons of working at American Income Life according to real employee reviews?

"Long hours to sometimes not get paid for the week because customers are blowing you off" ((in 266 reviews)); "Poor management, lack of strategy and no decorum" ((in 137 reviews)); "Some long hours but worth it in the long term." ((in 116 reviews)); "The managers make more money on new hires in the first 90 days than anything else." ((in 106 reviews)); "And no benefits." ((in 78 reviews))

What are employees saying about American Income Life layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about American Income Life layoffs and their outlook for job security at American Income Life in 2026.

What are the top reviewed American Income Life locations?

Houston , Indianapolis , Waco , Columbus , Tempe , Atlanta , Aurora , Los Angeles , Las Vegas , Phoenix , Dallas , Edison , San Diego , Pittsburgh , Troy , Minneapolis , Cincinnati , Chicago , San Dimas , Lombard , Charlotte , Raleigh , Oklahoma City , Cleveland , Denver , Saint Louis , San Antonio , Fort Collins , Baton Rouge , Miami

American Income Life reviews

2.8

36% would recommend to a friend

(4,199 total reviews)

Steven K. Greer

62% approve of CEO

35% positive business outlook

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

American Income Life has an employee rating of 2.8 out of 5 stars, based on 4,199 company reviews on Glassdoor which indicates that most employees have an average working experience there. The American Income Life employee rating is 23% below average for employers within the Insurance industry (3.6 stars).

Reviews by job title

4K reviews

1.0

Oct 31, 2014

Seems like a scam

Agent

Recommend

CEO approval

Business Outlook

Pros

They promise the opportunity to make over $52,000 a year. Also they tell you, that you can work your own hours.

Cons

In reality when you factor in the money you have to pay just to join (red flag), you aren't making much. Always be weary of any company that requires you to pay for your own training or certification. Also the money you will spend on travel and car depreciation will take it's toll. The hours you will work also do not add up for your pay. 60 hours a week making around $40,000 a year without benefits adds up to around $13.00 an hour ( you could make more bar-tending). You will have no days off, holidays, or benefits. If you are a college graduate this company will seek you out, do not fall for it. There are many other legitimate companies out there that have good paying jobs that include the benefits and freedom you need. This company targets you because they know you are hungry for a job.

1.0

Oct 21, 2014

The worst job I have ever had.

Insurance sales agent

Recommend

CEO approval

Business Outlook

Pros

I started there because of the "flexibility," potential pay, and the opportunity to advance. But really there are very little pros, if any.

Cons

First off the commission-only pay in no way helps you with the money you have to pay for gas, hotels, etc that you do not get back if you happen to have a bad week or get no showed by clients (which happens too often). They claim you get what you put in, but this is rarely the case. If you break it down including what you spend in gas, hotels, food on the road, etc, it is not worth it at all. The crazy amount of random hours from 8 am to 9 pm (they expect you to always work until 9 pm every day doing drop-bys (randomly stopping by clients/potential clients homes) and anything else), I worked 50-70 hours a week and they told me I was still not putting in enough time. The way the company treats you in general, during and after working there. After I worked there I received a bill from them for almost $600 because a few of the policies I wrote had fallen off (which they did not tell me about until the bill) and they wanted me to pay for that, even though I won't get to see anything from the policies that did stay on. The upper management is dishonest and money hungry, they don't care about individuals because their turnover rate is so high that they don't even waste time getting to know you. Just keep in mind this is a huge pyramid scheme, and they claim you can make thousands of dollars, but very few actually get to see those rewards. Do not work here.

1.0

Aug 11, 2014

Scam!!!!!

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

No pros. Unless you are willing to compromise your morals and dignity by cold calling and forcing people and lying about packages to make a single sale, don't bother. When you type in this company to google, the first things to come up are SCAMS except from upper management trying to sucker you in!

Cons

Unprofessional Cold-calling Dead end No "training" Ridiculous "seminar" in interview 2 hours long Turnover for GOOD REASON SCAM!!

Viewing 196 - 198 of 4,199 Reviews

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Jobs at American Income Life

Benefit Representative

Managing General Agent

Lanham, MD

View job

Customer Service Representative (Remote)