Is Bread Financial a good company to work for?

Bread Financial has an overall rating of 4.3 out of 5, based on over 1,790 reviews left anonymously by employees. This rating has increased by 2% over the last 12 months. 84% of employees would recommend working at Bread Financial to a friend and 83% have a positive outlook for the business. The best reviews about Bread Financial have been left by employees working as Anonymous , Associate and Software Engineer .

Does Bread Financial pay their employees well?

According to anonymously submitted Glassdoor reviews, Bread Financial employees rate their compensation and benefits as 4.4 out of 5. Find out more about salaries and benefits at Bread Financial. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Bread Financial?

84% of Bread Financial employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Bread Financial 4.4 out of 5 for work life balance, 4.3 for culture and values and 4.0 for career opportunities.

What are the top reviewed jobs at Bread Financial?

Anonymous (106) , Customer Service Representative (98) , Collections Specialist (58) , Associate (30) , Analyst (22) , Collections (22) , Payment Solutions Specialist (22) , Software Engineer (22) , Customer Care Representative (21) , Manager (21) , Customer Care Advocate (19) , Senior Analyst (19) , Collections Representative (16) , Supervisor (16) , Customer Service Representative (CSR) (13)

What are the pros of working at Bread Financial according to real employee reviews?

"Great Benefits and always assessing the marketplace" ((in 179 reviews)); "Good pay and it was remote" ((in 136 reviews)); "Good and good work life balance" ((in 122 reviews)); "The culture is great as we help our community and the company helps those across the nation when tragedy strikes." ((in 111 reviews)); "Great people and very clean place." ((in 101 reviews))

What are the cons of working at Bread Financial according to real employee reviews?

"Poor management, and lack of structure." ((in 56 reviews)); "Senior leadership only talks about sunshine and rainbows like they're dellusional." ((in 38 reviews)); "Some employees try to act like managers and are not even professional acting to even do that." ((in 30 reviews)); "Things that I (and other employees at my level) were seeing would go unnoticed by immediate supervisors and/or managers." ((in 26 reviews)); "Changing too fast with too little communication" ((in 14 reviews))

What are employees saying about Bread Financial layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Bread Financial layoffs and their outlook for job security at Bread Financial in 2026.

What are the top reviewed Bread Financial locations?

Columbus , Rio Rancho , Plano , Lenexa , Westerville , Westminster , Draper , New York , Dallas , San Antonio , Coeur d'Alene , Milford , Houston , Denver , Chadds Ford , Kansas City , Albuquerque , Cincinnati , Whitehall , Ohio City , Akron , Salt Lake City , Texas City , Overland Park , Kansas City , Chicago , Irving , Spokane , Ohio , Ohio

Bread Financial reviews

4.3

84% would recommend to a friend

(1,720 total reviews)

Ralph Andretta

92% approve of CEO

83% positive business outlook

Company ratings over time

Ratings trend for the last 6 months (1,720 reviews)

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Bread Financial has an employee rating of 4.3 out of 5 stars, based on 1,720 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Reviews by job title

2K reviews

4.0

Jan 26, 2024

Marketing Management Coordinator

Marketing management

Recommend

CEO approval

Business Outlook

Pros

Supportive work environment. Flexibility to balance work and home life.

Cons

Due to budget constraints, appears difficult to move around. Not necessarily their fault though.

Bread Financial Response

2y

Thank you for taking time to leave a review! We can agree that the financial industry can be sensitive to the economy. Your voice matters with us so please take advantage of our annual surveys as another opportunity to keep the feedback coming! Thanks for all that you do!

4.0

Jan 22, 2024

Great Company only a few bad apples.

Account manager

Recommend

CEO approval

Business Outlook

Pros

Mental Health Breaks Supportive Chat group for assigned work Video Tutorials to show how to do job more efficiently

Cons

A few bad apples ( few employees in high places that may do shady unethical things when it comes to asking questions that their answering service is not able to handle.

Bread Financial Response

2y

Thank you for sharing that you had a positive experience with aspects of your job like mental health breaks, support from your team and resources to do your job well. We appreciate your feedback about the payroll aspect and will be sure to pass along to the appropriate groups. We wish you all the best in your future endeavors!

2.0

Jan 16, 2024

Not worth the stress

Collections specialist

Recommend

CEO approval

Business Outlook

Pros

WFH and pay is good.

Cons

High call volume, strict performance metrics.

Bread Financial Response

2y

Glad that you loved working from home and that you like the compensation! We do have many roles and Collections is one that absolutely requires you to be on the phones. We do have performance metrics that some may find challenging, but we provide support in many ways to ensure associate success! Best of luck as you continue on your career journey!

Viewing 355 - 357 of 1,720 Reviews

Jobs at Bread Financial

Senior Staff Enterprise Architect - Agentic AI

Artificial Intelligence (AI) Operations Manager

Senior Technical Product Owner

Senior Cybersecurity Operations Engineer - AI

Bread Financial

Bread Financial reviews

Company ratings over time

Ratings by demographic groups

Reviews by job title

Marketing Management Coordinator

Great Company only a few bad apples.

Not worth the stress

Jobs at Bread Financial

Bread Financial reviews FAQs

Want the inside scoop on your own company?

Bowls

Followed companies

Job searches

Company ratings over time

Bread Financial reviews FAQs

Jobs at Bread Financial