Is Bread Financial a good company to work for?

Bread Financial has an overall rating of 4.3 out of 5, based on over 1,790 reviews left anonymously by employees. This rating has increased by 3% over the last 12 months. 84% of employees would recommend working at Bread Financial to a friend and 84% have a positive outlook for the business. The best reviews about Bread Financial have been left by employees working as Anonymous , Associate and Software Engineer .

Does Bread Financial pay their employees well?

According to anonymously submitted Glassdoor reviews, Bread Financial employees rate their compensation and benefits as 4.4 out of 5. Find out more about salaries and benefits at Bread Financial. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Bread Financial?

84% of Bread Financial employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Bread Financial 4.4 out of 5 for work life balance, 4.4 for culture and values and 4.0 for career opportunities.

What are the top reviewed jobs at Bread Financial?

Anonymous (106) , Customer Service Representative (98) , Collections Specialist (58) , Associate (30) , Analyst (22) , Collections (22) , Payment Solutions Specialist (22) , Software Engineer (22) , Customer Care Representative (21) , Manager (21) , Customer Care Advocate (19) , Senior Analyst (19) , Collections Representative (16) , Supervisor (16) , Customer Service Representative (CSR) (13)

What are the pros of working at Bread Financial according to real employee reviews?

"Great Benefits and fellow employees" ((in 171 reviews)); "Good pay and it was remote" ((in 135 reviews)); "Good and good work life balance" ((in 117 reviews)); "The culture is great as we help our community and the company helps those across the nation when tragedy strikes." ((in 108 reviews)); "Great people and very clean place." ((in 101 reviews))

What are the cons of working at Bread Financial according to real employee reviews?

"Poor management, and lack of structure." ((in 54 reviews)); "Senior leadership only talks about sunshine and rainbows like they're dellusional." ((in 37 reviews)); "Things that I (and other employees at my level) were seeing would go unnoticed by immediate supervisors and/or managers." ((in 25 reviews)); "Forced into a new role with no training" ((in 15 reviews)); "Changing too fast with too little communication" ((in 15 reviews))

What are employees saying about Bread Financial layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Bread Financial layoffs and their outlook for job security at Bread Financial in 2026.

What are the top reviewed Bread Financial locations?

Columbus , Rio Rancho , Plano , Lenexa , Westerville , Westminster , Draper , New York , Dallas , San Antonio , Coeur d'Alene , Milford , Houston , Denver , Chadds Ford , Kansas City , Albuquerque , Cincinnati , Whitehall , Ohio City , Akron , Salt Lake City , Texas City , Overland Park , Kansas City , Chicago , Irving , Spokane , Ohio , Ohio

Bread Financial reviews

4.3

84% would recommend to a friend

(1,720 total reviews)

Ralph Andretta

92% approve of CEO

84% positive business outlook

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Bread Financial has an employee rating of 4.3 out of 5 stars, based on 1,720 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Reviews by job title

2K reviews

5.0

Jul 25, 2023

Great place to work

Human resources business partner hrbp

Recommend

CEO approval

Business Outlook

Pros

Solid leadership Great culture Good benefits

Cons

No true career growth opportunities

Bread Financial Response

2y

Short and sweet -- we love to see such a powerful summary of your experience working at Bread Financial! Thank you for taking the time to share about the items you love -- our amazing leadership, our supportive, collaborative culture, and the solid compensation and benefits offerings! Thanks for being part of the team!

4.0

Jul 24, 2023

Flexible hours

Customer care associate

Recommend

CEO approval

Business Outlook

Pros

Flexible Overtime during peak season 3x holiday pay

Cons

Busy Back to back at times Little breaks 30 min lunch

Bread Financial Response

2y

Our associates love the 3x holiday pay!! We understand that supporting our customers can be a very busy job and we appreciate your role. We couldn't support our customers without our amazing customer care team!

5.0

Jul 23, 2023

Awesome place to work at

Data analyst 1

Recommend

CEO approval

Business Outlook

Pros

Work life balance Understanding management Employee centric Benefits and perks

Cons

No WFH available. They operate hybrid.

Bread Financial Response

2y

Thanks for jumping on to share a review of your experience working in our Bangalore office! We're so happy to hear that you have work-life harmony, an understanding management team, and benefits that you value and help you best the best you can be! Our India office is a beautiful campus with lots of amenities and many of our associates there work a hybrid schedule which allows them to work from home and in the office!

Viewing 427 - 429 of 1,720 Reviews

Jobs at Bread Financial

Senior Cybersecurity Operations Engineer - AI

Artificial Intelligence (AI) Operations Manager

Global Audit Staff II

Director Fraud Strategy

Bread Financial

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