Bread Financial reviews

4.1

80% would recommend to a friend

(1,711 total reviews)
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Ralph Andretta

90% approve of CEO

80% positive business outlook

Bread Financial has an employee rating of 4.1 out of 5 stars, based on 1,711 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Reviews by job title

2K reviews
1.0
Sep 29, 2018

One focus...MONEY!!

Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

Recognition/points system, W@H, word, word, word.

Cons

Pay, Overall Employee Policies (attendance, bonus disqualifying, call quality), management (partial, immature, unprofessional), but most importantly...this company doesn’t care about their customers. Antiquated systems and processes result in unhappy and mistreated customers. The cost...high employee turnover and tons of customers closing accounts.

2.0
Jun 13, 2016
Recommend
CEO approval
Business Outlook

Pros

Can work from home on occasion with company supplied laptop. Not too many advantages so nothing else to tell, unfortunately.

Cons

Some managers do not have the skills required to develop and manage others. Parent-child relationship between managers and direct reports. They definitely play favorites and if you don't kiss up some will retaliate and bully. Considerable drama.

2.0
Mar 16, 2016
Recommend
CEO approval
Business Outlook

Pros

Good benefits. Good amount of PTO. (76hrs every 6 months) Lots of overtime. CEO bonus. Everyone is nice for the most part. Flexibility with your schedule for most part. Rapidly growing, lots of room for advancement.

Cons

PLEASE READ! The company is very contradictory. Let me explain why. They are all about wanting you to do well and advance/grow into new positions. Here's what they don't tell you. If you start off in customer care like I did, this will be the BIGGEST mistake you'll make. The company has over 170+ clients, they group the calls into "buckets" and depending on your bucket, you'll either love it or hate it. I have online catalog. These are the worst customers you can deal with out of any bucket. They are all 50+ in age, and really shouldn't be allowed to have credit cards. You will be super stressed out everyday dealing with these calls. Let me explain rankings, it's really not that hard to rank. It consists of 3 main things to focus on. The most important part of working here is the team you are on, the supervisor you have, and your voice/csat score. You will NEVER get to switch positions if you don't consistently meet the VOICE/CSAT metric. Mostly CSAT. It's the overall customer satisfaction. It's really a lot harder to get a good survey score then you'd think. Especially if you have the online catalog bucket. You will do everything right and still get a bad score. If you don't have a good supervisor or team, this will also effect you. Your teams voice is 40% of your overall ranking, so no matter how well you do, if your team isn't doing well they will sink you down. Some of the supervisors really shouldn't be in their position. Basically, your experience really depends on whose team you will be on when you start.

Viewing 43 - 45 of 1,711 Reviews

Glassdoor has 1,781 Bread Financial reviews submitted anonymously by Bread Financial employees. Read employee reviews and ratings on Glassdoor to decide if Bread Financial is right for you.