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      Bread Financial

      Engaged Employer

      Bread Financial reviews

      4.2

      83% would recommend to a friend

      (1,718 total reviews)
      avatar

      Ralph Andretta

      91% approve of CEO

      82% positive business outlook

      Ratings by demographic groups

      Bread Financial has an employee rating of 4.2 out of 5 stars, based on 1,718 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

      Reviews by job title

      2K reviews
      2.0
      Feb 11, 2019

      Toxic, Stressful Culture Overshadows Any Postivies

      Collections associate
      Recommend
      CEO approval
      Business Outlook

      Pros

      Competitive salary, decent benefits, some good coworkers.

      Cons

      A highly stressful, ever-changing, goal-oriented job where there is little care for the well-being of employees and only a care for the financial accomplishments of the employee. Tell you you'll advance quickly but you don't.

      avatar
      Bread Financial Response
      7y
      Thank you for taking the time to share feedback. We take feedback like yours very seriously and we will share it with leadership. Our industry is extremely fast-paced, but we are sorry that you feel the environment is stressful. We encourage our associates to discuss any concerns about work load or stress in a constructive manner directly with their managers, or, if you prefer, with your HR coordinator so that we can help.
      5.0
      Feb 4, 2019

      Great place to work with a strong culture!

      Enterprise risk management
      Recommend
      CEO approval
      Business Outlook

      Pros

      Overall I would say that the executive leadership team strives for transparency. While communication can always be a point of improvement with any company, the Alliance Data leadership team makes strong efforts to use multiple avenues when communicating change including town halls, round tables, 1:1 leadership/team meetings, and weekly/quarterly newsletters. Alliance Data is a relationship based company and I've found that most of the people I work with are very friendly. ADCS has provided me with many growth opportunities through both my professional development and technical development. In my few years with the company I've had the opportunity to work in two different departments and take on three different positions. I've never felt that I've been treated unfairly and I will say that I've been very fortunate to work for strong leaders who have encouraged me to try new things/pushed me out of my comfort zone to drive my development. Overall I would recommend Alliance Data Card Services to someone who is looking for a place to grow their career.

      Cons

      Alliance Data is a high growth company. While this isn't a bad thing, it is important that you're comfortable with change if you're considering joining Alliance Data. Change is the one true constant and you should be comfortable knowing that what you to today may be different in a year. While I've found that to be the exciting part of being at Alliance Data, I recognize that constant change isn't for everyone.

      avatar
      Bread Financial Response
      7y
      Thank you for taking the time to provide your feedback, and for being a valued associate!
      Viewing 103 - 105 of 1,718 Reviews
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      ReviewsBread Financial reviews

      Glassdoor has 1,787 Bread Financial reviews submitted anonymously by Bread Financial employees. Read employee reviews and ratings on Glassdoor to decide if Bread Financial is right for you.