Skip to contentSkip to footer
      employer cover photo
      employer logo
      employer logo

      Bread Financial

      Engaged Employer

      Bread Financial reviews

      4.2

      83% would recommend to a friend

      (1,718 total reviews)
      avatar

      Ralph Andretta

      91% approve of CEO

      82% positive business outlook

      Ratings by category

      4.5

      Diversity & inclusion

      4.4

      Compensation and benefits

      4.3

      Culture & values

      4.3

      Work/Life balance

      4.0

      Senior management

      4.0

      Career opportunities

      Bread Financial has an employee rating of 4.2 out of 5 stars, based on 1,718 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

      Ratings by demographic groups

      Reviews by job title

      2K reviews
      2.0
      Mar 4, 2020

      Mixed bag

      Software applications developer
      Recommend
      CEO approval
      Business Outlook

      Pros

      -Little to no micromanagement -Varied job responsibilities -Friendly, accommodating immediate manager -Decent pay

      Cons

      -Lack of transparency from senior leadership -Lack of a discernible strategy going forward -Archaic, neglected IT infrastructure -Job responsibilities that do not transfer to other employers

      avatar
      Bread Financial Response
      6y
      We want our associates to know that their priorities are important to us. We’re taking this feedback seriously, and are constantly striving to improve.
      3.0
      Feb 5, 2020

      Was an incredible company to work for

      Director
      Recommend
      CEO approval
      Business Outlook

      Pros

      I loved working at this company during my tenure. I can't speak to the environment currently, only what I experienced while there and right before I left in the summer of 2019. I watched it grow from a few thousand employees to well over 20,000 in the time I was there. It was an incredible experience and I was fortunate to learn from some of the best leaders at the company. The culture was fun and it was meaningful to be part of something bigger than any one business under the Alliance Data umbrella. Up until the summer of 2019 things were great under Ed Heffernan's leadership and the other business leaders. After he left, things seemed to take a drastic turn and I left shortly afterwards.

      Cons

      It seemed the culture went from being about the people of the organization and the impacts employees were making for our clients and the community, to only being about the numbers and the bottom line. While I understand that stockholders are important and we are in the business to make revenue, the people part got lost. Optics are huge. People are a critical part of the success equation. I was once excited to go into work and by the end, I had lost that loving feeling. Over my 15+ years at the company I saw lots of changes, but nothing compared to the last 6 months.

      avatar
      Bread Financial Response
      6y
      Thank you for taking the time to provide a Glassdoor review. We value your feedback.
      2.0
      Jan 16, 2020

      Not in good shape

      Manager
      Recommend
      CEO approval
      Business Outlook

      Pros

      work life balance is solid

      Cons

      poorly run poor leadership that essentially ran the company into the ground bad attitudes

      avatar
      Bread Financial Response
      6y
      We take our Glassdoor reviews seriously, and appreciate you taking the time to leave us your feedback.
      Viewing 151 - 153 of 1,718 Reviews
      Related searches: Bread Financial jobs | Bread Financial salaries | Bread Financial benefits | Bread Financial interviews
      ReviewsBread Financial reviews

      Glassdoor has 1,787 Bread Financial reviews submitted anonymously by Bread Financial employees. Read employee reviews and ratings on Glassdoor to decide if Bread Financial is right for you.