Is Bread Financial a good company to work for?

Bread Financial has an overall rating of 4.2 out of 5, based on over 1,782 reviews left anonymously by employees. This rating has been stable over the past 12 months. 82% of employees would recommend working at Bread Financial to a friend and 81% have a positive outlook for the business. The best reviews about Bread Financial have been left by employees working as Anonymous , Associate and Senior Analyst .

Does Bread Financial pay their employees well?

According to anonymously submitted Glassdoor reviews, Bread Financial employees rate their compensation and benefits as 4.4 out of 5. Find out more about salaries and benefits at Bread Financial. This rating has improved by 1% over the last 12 months.

How satisfied are employees working at Bread Financial?

82% of Bread Financial employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Bread Financial 4.3 out of 5 for work life balance, 4.3 for culture and values and 3.9 for career opportunities.

What are the top reviewed jobs at Bread Financial?

Anonymous (105) , Customer Service Representative (97) , Collections Specialist (58) , Associate (30) , Analyst (22) , Collections (22) , Payment Solutions Specialist (22) , Software Engineer (22) , Customer Care Representative (21) , Manager (21) , Customer Care Advocate (19) , Senior Analyst (19) , Collections Representative (16) , Supervisor (16) , Customer Service Representative (CSR) (13)

What are the pros of working at Bread Financial according to real employee reviews?

"Great Benefits and fellow employees" ((in 177 reviews)); "Good pay and it was remote" ((in 146 reviews)); "Good and good work life balance" ((in 120 reviews)); "The culture is great as we help our community and the company helps those across the nation when tragedy strikes." ((in 111 reviews)); "Great people and very clean place." ((in 96 reviews))

What are the cons of working at Bread Financial according to real employee reviews?

"Poor management, and lack of structure." ((in 53 reviews)); "Senior leadership only talks about sunshine and rainbows like they're dellusional." ((in 39 reviews)); "Some employees try to act like managers and are not even professional acting to even do that." ((in 32 reviews)); "Things that I (and other employees at my level) were seeing would go unnoticed by immediate supervisors and/or managers." ((in 25 reviews)); "Forced into a new role with no training" ((in 14 reviews))

What are employees saying about Bread Financial layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Bread Financial layoffs and their outlook for job security at Bread Financial in 2026.

What Bread Financial locations have received the highest employee ratings?

Draper , Albuquerque , Chadds Ford , Cincinnati , Plano , New York , Milford , Kansas City , Rio Rancho , Dallas

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Bread Financial

Bread Financial reviews

4.2

82% would recommend to a friend

(1,712 total reviews)

Ralph Andretta

91% approve of CEO

81% positive business outlook

Ratings by category

4.4

Diversity & inclusion

4.4

Compensation and benefits

4.3

Culture & values

4.3

Work/Life balance

4.0

Senior management

3.9

Career opportunities

Bread Financial has an employee rating of 4.2 out of 5 stars, based on 1,712 company reviews on Glassdoor which indicates that most employees have an excellent working experience there. The Bread Financial employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.7 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

2K reviews

5.0

Jan 31, 2023

Good company to work for.

Procurement analyst

Recommend

CEO approval

Business Outlook

Pros

worklife balance; good compensation benefits; continuous improvement programs

Cons

did not find any cons.

Bread Financial Response

Hey - welcome to the team. We really embrace a work environment of the future that promotes flexibility, autonomy, and work-life harmony. Having the ability to work from the comfort of your home, manage your own schedule, and get support for your total well-being is an incredibly rewarding experience for our associates! We're so glad you like it here and we gear up for an exciting 2023!

5.0

Nov 16, 2022

Great company

Data engineer

Recommend

CEO approval

Business Outlook

Pros

Great Work Culture. Lot of learning opportunities. Good Benefits.

Cons

I don't see any at the moment.

Bread Financial Response

Thanks for taking the time to write a review and we're glad to hear you share that you're happy with the culture of the work and the culture of learning we foster here at Bread Financial. Surely there's always room for improvement, but we're thrilled that you're happy with our benefit offerings and that you're enjoying your employment with us!! For more information on any topic you're curious about, feel free to go to Inview to learn more.

4.0

Oct 11, 2022

Na

Process analyst

Recommend

CEO approval

Business Outlook

Pros

Good company to work with

Cons

Needs to hire qualified people

Bread Financial Response

Hi there - very simple review here, but we appreciate you taking the time to give us a rating! We have a pretty incredible Talent Acquisition team with more than 25 in-house recruiters and even more support staff who are intensely focused on hiring top-tier talent for our organization. Your review helps potential talent understand why Bread Financial is a great place to work, so thank you!

Viewing 1645 - 1647 of 1,712 Reviews

Jobs at Bread Financial

Senior Technical Product Owner

Category Management Lead

Director Fraud Strategy

Global Audit Staff II