Exhaustive and repetitive inspection process. The amount of information about each home the corporate office asks for is ridiculous. The company division model is "Do more for our clients" and "More ways to say yes". But then your job is to say no, find ways to make requirements, and tell clients they'll need to spend $2k or more to remain insured with Chubb (the sentiment from management about clients is - "they have the money"). Risk Consultants are the middle man between Chubb's extremely conservative underwriting guidelines and the client. A typical client/home is going to have several requirements. The amount of information you have to know about the requirements so you don't sound like a buffoon to clients is absurd. Expect to be an expert in alarm systems, fire sprinkler systems, construction, fire department operations, earthquakes, wildfires, wind storms, flood zone, thermography, water leak detection systems (which you have to sell but get no bonus), construction safety, HVAC systems, historic construction, interior finishes, home sketching, hazards and liabilities, valuable article collections, builder and contractor relationships, and so much more . Plus data entry, report write up, contractor interviews, fire department interviews, obtaining cost breakdowns, reviewing reports, attending trainings, attending webinars, overnight traveling, scheduling a portion of your own appointments, and various other tasks all within a 7 day window. Most of the clients you meet with have no idea why you're even there. Culture in the company is: what you're doing is good but just not good enough and you could be doing a little more.
