Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,133 reviews left anonymously by employees. This rating has increased by 6% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 125 reviews)); "People were great and very conscious" ((in 44 reviews)); "Benefits are great but not immediate" ((in 38 reviews)); "Flexible Schedule if your sales are good" ((in 22 reviews)); "They sell supplemental insurance to individuals that is economical and beneficial" ((in 20 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 52 reviews)); "The management is poor and not professional." ((in 49 reviews)); "Territory managers have poor coaching skills and therefore micromanage their agents." ((in 37 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 30 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 20 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Denver , Boston , Houston , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,021 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Company ratings over time

Ratings trend for the last 6 months (1,021 reviews)

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,021 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews

5.0

Feb 28, 2018

Manager

Recommend

CEO approval

Business Outlook

Pros

Great place to work. The best part of working for Combined is the opportunity to advance in the company based on your own merit not seniority. Having the opportunity to help change peoples lives for the better on a day to day basis is truly a blessing. The employees you work with and develop and policyholders you can help provide security and peace of mind to is just amazing. The compensation program and benefit program employees recieve is highlighted by an amazing company matching 401k, Basic Retirement Plan and a Stock Purchase Program with a 15% discount.

Cons

The insurance business is a high calling and it is not for everyone. You have to understand in many cases you are communicating with policyholders in their darkest hour (death, injury or illness) these times are very emotional. Therefore a successful insurance professional has to be willing to work long hours in order to be there for their policyholders in time of need. You must also be willing to practice emotional intelligence as you will be working with different types of life events your policyholders are experiencing.

Combined Insurance Response

8y

Thank you for taking the time to leave this positive, realistic review of what it takes to be a successful agent at Combined Insurance. We always appreciate hearing from our current employees! Like you, many reviewers mention that one thing they love about being an agent is that they have the ability to offer products to their customers that may help them when they need it most. We offer a comprehensive benefits package, merit-based promotions, and extra incentives and awards. Thanks again and we wish you all the best in your future here with us!

5.0

Feb 28, 2018

Excellent place to work !!!

Sales coordinator

Recommend

CEO approval

Business Outlook

Pros

Great income, Awesome benefits package, and incentives

Cons

I have no cons after 18 years

Combined Insurance Response

8y

Thank you for taking the time to leave this positive review! We always appreciate hearing from our current employees. Our agents have the ability to earn a virtually unlimited income based on the volume of their sales, as well as a comprehensive benefits package, bonuses and incentives. We appreciate your PMA and wish you all the best in your future here with us!

5.0

Feb 27, 2018

Sales is not easy but Combined gives you great training, products and ability for the right person to change their life.

Sales manager

Recommend

CEO approval

Business Outlook

Pros

Unlimited Income opportunity 401k benefits Stock purchase option Incentive trips across the Globe Promotion is performance based not on seniority Imagine the opportunity of a lifetime if you give it 100% effort to learn

Cons

Success doesn’t happen over night you need to be willing to work through learning curve You need to be self motivated

Combined Insurance Response

8y

Thanks so much for taking the time to leave this positive review! As a current employee, your comments are extra relevant. As you mentioned, we offer our agents a comprehensive benefits package as well as added incentives, awards and merit-based promotion opportunities. Thanks again for this positive feedback, and we wish you all the best in your future here with us!

Viewing 436 - 438 of 1,021 Reviews

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