Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,131 reviews left anonymously by employees. This rating has increased by 1% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"Once you are in the field you are in your own after all the hype and excellent training." ((in 125 reviews)); "People were great and very conscious" ((in 47 reviews)); "Benefits are great but not immediate" ((in 42 reviews)); "They sell supplemental insurance to individuals that is economical and beneficial" ((in 24 reviews)); "The pay is great." ((in 22 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 50 reviews)); "The management is poor and not professional." ((in 48 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 36 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 29 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 19 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What Combined Insurance locations have received the highest employee ratings?

Charlotte , Buffalo , Rochester , Albany , Farmingdale , Dallas , Nashville

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,019 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Ratings by category

3.8

Diversity & inclusion

3.7

Work/Life balance

3.5

Compensation and benefits

3.4

Career opportunities

3.3

Culture & values

3.0

Senior management

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

1K reviews

2.0

Jul 15, 2024

Commission only

Sales associate

Recommend

CEO approval

Business Outlook

Pros

Lots of great skills they can teach you

Cons

Commission only this is tough to start out

2.0

Jul 4, 2024

Combined Insurance A Chubb Company

Insurance sales agent

Recommend

CEO approval

Business Outlook

Pros

Great company and products. They also cover just about every one. Their new Critical Illness 26 conditions is an incredible product.

Cons

Terrible sales leaders on the team I was added to. When incredible sales agents are promoted to be sales leaders but lack of any experience in leadership, communication and listening. No true leadership and they try to treat you like an employee as well as try to demand respect based on their position.

Combined Insurance Response

1y

Thank you for taking the time to share your feedback with us. We truly value your honesty, as it helps us identify areas for improvement. We’re pleased to hear that you found some positive aspects of your experience. At Combined Insurance, we are dedicated to addressing the concerns you mentioned, as we strive to create a supportive and rewarding work environment where everyone feels valued and satisfied. If you’re open to it, we would appreciate the opportunity to discuss your experience further. Please feel free to reach out to us at combined.recruitment@ca.combined.com. Your insights are vital as we work to make Combined Insurance an even better place to work. Thank you again for your valuable feedback!

3.0

Jun 6, 2024

Not for everybody!

Independent sales representative

Recommend

CEO approval

Business Outlook

Pros

- Relatively high commissions - Industry-leading products - Persistent support from management - Good incentives awarded for hitting sales goals This is a great position for someone looking to get into the insurance/sales industry.

Cons

- Inconsistent results from person to person - Commission only - Limited product offering (can't always suit the needs of all clients) - Persistent "support" from management (they don't put the clients first - just want the $$$) I wouldn't recommend starting in this company (or any commission-only role, for that matter) if you do not currently have a consistent income to support the "low ebbs" that you may face.

Combined Insurance Response

1y

Thank you for taking the time to share your feedback with us. We truly value your honesty, as it helps us identify areas for improvement. We’re pleased to hear that you found some positive aspects of your experience. At Combined Insurance, we are dedicated to addressing the concerns you mentioned, as we strive to create a supportive and rewarding work environment where everyone feels valued and satisfied. If you’re open to it, we would appreciate the opportunity to discuss your experience further. Please feel free to reach out to us at combined.recruitment@ca.combined.com. Your insights are vital as we work to make Combined Insurance an even better place to work. Thank you again for your valuable feedback!

Viewing 49 - 51 of 1,019 Reviews

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