Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,131 reviews left anonymously by employees. This rating has increased by 1% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 129 reviews)); "People were great and very conscious" ((in 47 reviews)); "Benefits are great but not immediate" ((in 45 reviews)); "Flexible schedule but you have to work all the time" ((in 21 reviews)); "They sell supplemental insurance to individuals that is economical and beneficial" ((in 20 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 48 reviews)); "The management is poor and not professional." ((in 46 reviews)); "Territory managers have poor coaching skills and therefore micromanage their agents." ((in 37 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 28 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 20 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Boston , Houston , Denver , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,019 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Ratings by category

3.8

Diversity & inclusion

3.7

Work/Life balance

3.5

Compensation and benefits

3.4

Career opportunities

3.3

Culture & values

3.0

Senior management

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

1K reviews

2.0

Dec 23, 2015

The only job I ever Regret

Account executive

Recommend

CEO approval

Business Outlook

Pros

You have the potential to make as much money as you want and most job necessities are supplied for you, they will hire anyone interested in the job who can pass a state licensing exam, very easy to take time off, paid weekly, lots of incentive programs, it can be very enjoyable and relaxed at times.

Cons

Management is always asking how you can improve every week and rarely satisfied if you are doing exceptionally well or improving, there is a lot of travel and work expenses, you typically work 40-70 hours a week with an unstable income while having to pay for work related expenses, CHARGEBACKS ARE REAL, I was charged back over 5000$ in a matter of two weeks, that means 1-2 months working for free (depending on your sales skills), very high turnover rate that managers will tell you about but never really take any additional action to fix this problem no matter how many times an employee expresses a concern, usually about compensation, company has "forgot" to pay me several earned bonuses and their websites/ agent support is usually down when you need it.

Combined Insurance Response

10y

Thank you for taking the time to review our company. Our agents have the potential to earn a virtually unlimited income based on their sales, and they do enjoy a flexible schedule. It's true that sales is not for everyone, but our talented sales agents find ways to overcome the challenges and build a satisfying career.Thank you in particular for your advice to our management to better explain compensation. We will certainly take this into consideration. We are always striving to improve. If you have more detailed information to share, please send us an email at feedback@combined.com. We wish you all the best in your career here at Combined Insurance.

1.0

Sep 1, 2015

Door to Door sales

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Good training, legitimate opportunity, not a scam. They do treat employees well if you do the work.

Cons

Straight up, this is door to door sales. Dont let any of the managers try to tell you any different. Thats why I left. If I would have been told it was door to door sales in the beginning, I would have walked away right then and there. They try to use words like "canvassing", but it is just door to door sales. And yes combined, there is a difference between canvassing and door to door. In my opinion if a product cant achieve success through drawing customers in, but instead have pushy salesman strong arming people into signing, then the product just isnt worth it. Also, this is a commission only position, which many people like. Being an insurance agent is SUPPOSED to be like running your own business. You decide how/when/where you want to work. Not with Combined. They will tell you when to work. They will also tell you when you need to be on a conference call, when you need to drive for 2 hours to attend a "training" meeting, even though the training could be done on your own time, they just want to see you role play the sales pitch with other agents. All of this without earning any wages, because remember you are commissioned only. And did I mention this is door to door sales? I feel like that is an important fact that is not disclosed up front with this company.

Combined Insurance Response

10y

Thank you for taking the time to review our company. We offer a fast-paced and high energy work environment with excellent training to give our agents a great foundation for success. We understand that in-person sales can create a lot of pressure and can be both challenging and rewarding, and it is our hope that having managers involved will help better your chance of success. We are sorry you feel that the meetings you attended were not worth your time, and we would like to have the opportunity to learn from your experience. Please send us additional feedback at feedback@combined.com. We wish you all the best in your future endeavors

3.0

Jul 22, 2015

Agent

Insurance sales agent

Recommend

CEO approval

Business Outlook

Pros

territorial flexibility, excellent products and exceptional initial training.

Cons

Area management is not good. Territory managers may have their own interest in mind and not yours.

Combined Insurance Response

10y

Thank you for taking the time to write this review. We appreciate your recognition of our strong Sales School training program and the excellent product line that Combined Insurance brings to the market. Thank you for your thoughtful feedback. As always, we will be sure to share your insights and experience with the leadership team. We wish you the best of luck in all of your future endeavors.

Viewing 58 - 60 of 1,019 Reviews

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