Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,132 reviews left anonymously by employees. This rating has increased by 6% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 135 reviews)); "People were great and very conscious" ((in 46 reviews)); "Benefits are great but not immediate" ((in 39 reviews)); "They sell supplemental insurance to individuals that is economical and beneficial" ((in 22 reviews)); "Great training, flexible schedule, lots of earning and promotion opportunity." ((in 22 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"The management is poor and not professional." ((in 51 reviews)); "Commission Only and training is UNPAID." ((in 49 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 37 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 27 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 20 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Denver , Boston , Houston , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

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Combined Insurance

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,020 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Ratings by category

3.8

Diversity & inclusion

3.7

Work/Life balance

3.5

Compensation and benefits

3.4

Career opportunities

3.3

Culture & values

3.0

Senior management

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,020 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

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Parent or family caregiver

Veteran status

Reviews by job title

1K reviews

3.0

May 15, 2017

Good Company

Anonymous employee

Recommend

CEO approval

Business Outlook

Pros

Great values, plenty of opportunity

Cons

it is a difficult sales job overall

Combined Insurance Response

Thanks so much for this positive review! We wish you all the best here with us!

5.0

Mar 31, 2017

The best company to work and Advance

Account executive

Recommend

CEO approval

Business Outlook

Pros

The company's ethics is "do the right thing because it's the right thing to do" by W. Clement Stone founder of our company in 1922

Cons

None to name at this time

Combined Insurance Response

Thank you for taking the time to share this positive review and for highlighting our commitment to upholding our founder’s principles for success, which, of course, includes always doing the right thing. We wish you all the best in your future here with us at Combined Insurance!

5.0

Feb 28, 2017

Combined Sales Representative

Combined sales representative

Recommend

CEO approval

Business Outlook

Pros

I started working for Combined Insurance in December and I must say this is the best opportunity I could find to build my career. I didn't come from an insurance industry background, and I was a little skeptical about changing my career path, but after I had an interview with HR and management to learn more about this company and career growth opportunity, I decided to take it to the next level. From that day on, I received all the training and support I needed to be successful, including one week training with all expenses paid in Chicago. In addition, the sales manager is constantly providing leads and on the field training & support to guarantee your financial success and growth within the company from day one, plus the company provides weekly bonus and other awesome incentives! You will have plenty of appointments and referrals if you follow the system. I like the flexible schedule with uncapped income potential. I highly recommend working for Combined Insurance, and I also share the company philosophy of success in three simple words: Positive Mental Attitude - PMA.

Cons

Sometimes evenings and weekends appointments, but that's part of serving your clients by accommodating to their schedule.

Combined Insurance Response

Thank you for sharing this positive review! As a current employee, we especially value your input. We appreciate that you shared you are “receiving all the training and support you need to be successful.” At Combined, it is our goal to provide our agents with a foundation that prepare them for success. Then, we continue to support their development through ongoing training and coaching. As you mentioned, our agents have the ability to create their own schedule to best accommodate the needs of their customers. For this reason and the fact that they have a virtually unlimited income potential based on the volume of their sales, this job is entrepreneurial in nature. We applaud your PMA and wish you all the best in your career here with us!

Viewing 766 - 768 of 1,020 Reviews

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