Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,131 reviews left anonymously by employees. This rating has increased by 1% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 131 reviews)); "People were great and very conscious" ((in 46 reviews)); "Benefits are great but not immediate" ((in 45 reviews)); "Being able to have a flexible schedule and advanced commissions can be awesome!" ((in 22 reviews)); "They sell supplemental insurance to individuals that is economical and beneficial" ((in 19 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 54 reviews)); "The management is poor and not professional." ((in 49 reviews)); "Territory managers have poor coaching skills and therefore micromanage their agents." ((in 33 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 30 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 19 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Boston , Houston , Denver , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,019 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Ratings by category

3.8

Diversity & inclusion

3.7

Work/Life balance

3.5

Compensation and benefits

3.4

Career opportunities

3.3

Culture & values

3.0

Senior management

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

1K reviews

1.0

May 25, 2015

Interview Promises are a joke! No Salary! No Residual!

Insurance sales representative

Recommend

CEO approval

Business Outlook

Pros

Their products are priced well for families. Their target market is the individual or family. They are trying to get into the commercial side and compete head to head with Aflac. You get an Apple Ipad for your work that is loaded with the applications and slide shows for each appointment. Really cuts down on the paperwork. Very advanced system that is easy to use. Training is thorough.

Cons

Commission only after training. You get a territory to work. Problem is your upline will work it first for the "easy sales" leaving you to fend for yourself. No team work - you have to watch your back for someone to come into your territory and grab your business. Residuals are supposed to be lifetime, but I personally saw an agent go in and sell existing customers, and get a letter from them to cancel their previous service, thereby cutting off the residual of the previous agent. He didn't care, said the other agent probably wasn't there anymore.

1.0

May 22, 2015

Don

Internet specialist

Recommend

CEO approval

Business Outlook

Pros

I met great people working here that I will be friends with for a long time. Great benefits and vacation- learned a lot about the business and became better at my field.

Cons

Management plays favorites to one particular person- they don't help the ones who need help succeed. Managers gossip and talk about other employees who work for them out loud. Senior recruiters refer to our prospective college interns in negative ways as well. The work environment is toxic. Getting candidates hired is an absolute joke as well. Hiring managers or market directors don't actually contact thee people you work hard to source and interview. It's a process of spinning your wheels and getting pennies in return. Bonuses are a joke as well. The company gives pennies as "raises" as well. Please take this advice and consider another recruiting opportunity before interviewing with Combined Insurance. Unless you are interested in going back to an environment that is by far worse than high school- by all means.

Combined Insurance Response

11y

Thank you for taking the time to write this review. I am truly sorry that your experience with Combined Insurance did not match our intention of being a great place to work. The working environment you have described is not at all reflective of the family-like atmosphere we strive to create. Please be assured that corrective steps have been taken. We strongly advise our employees to seek guidance from our HR department if at any time they no longer feel like they are in a supportive setting. Again, I am sorry to hear about your experience. Your valued feedback will surely help make Combined Insurance a better place to work.

1.0

May 20, 2015

Disorganized

Recruiter

Recommend

CEO approval

Business Outlook

Pros

Met some great people and learned a good lesson about the insurance industry. Benefits are good as well as time off.

Cons

Recruiting is disorganized and management plays favorites. They don't want you to do well. If you aren't a chosen one you will be ignored. Pay is below standard and they give select information about bonuses.

Combined Insurance Response

9y

Thank you for taking the time to review our company. We aim to foster a positive corporate atmosphere that recognizes hard work and values continuous improvement. We regret that you had some disappointment in your employment experience with us.We are always striving to improve, and we would appreciate it if you would send more detailed information at feedback@combined.com. We wish you all the best in your current endeavors.

Viewing 805 - 807 of 1,019 Reviews

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