Pros
Great corporate culture, training, ability to help people with low priced accident and sickness policies. Everyone goes to Chicago for 11 days of training on company.
Cons
Management not always clear on what it takes to motivate sales people to productivity. Some managers compete with agents by focusing more on what they write than their own agents. Lots of turn over of agents. Sometimes I felt like Combined was behind the times in their sales approach ( agents expected to go door to door to sell policies). If you are interested in a career in sales you may want to consider other options than Combined. The general public has no idea who Combined is because they do zero advertising which does not help the agent when it comes to company recognition.