Is Combined Insurance a good company to work for?

Combined Insurance has an overall rating of 3.4 out of 5, based on over 1,131 reviews left anonymously by employees. This rating has increased by 1% over the last 12 months. 59% of employees would recommend working at Combined Insurance to a friend and 62% have a positive outlook for the business. The best reviews about Combined Insurance have been left by employees working as Sales Coordinator , District Manager and Sales Manager .

Does Combined Insurance pay their employees well?

According to anonymously submitted Glassdoor reviews, Combined Insurance employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at Combined Insurance. This rating has improved by 2% over the last 12 months.

How satisfied are employees working at Combined Insurance?

59% of Combined Insurance employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated Combined Insurance 3.7 out of 5 for work life balance, 3.3 for culture and values and 3.4 for career opportunities.

What are the top reviewed jobs at Combined Insurance?

Sales Representative (85) , Sales Agent (81) , Insurance Agent (78) , Account Executive (65) , Insurance Sales Agent (59) , Agent (28) , Territory Manager (28) , District Manager (23) , Sales Manager (19) , Sales Associate (18) , Sales (14) , Manager (12) , Sales Coordinator (12) , Independent Agent (10) , Market Director (10)

What are the pros of working at Combined Insurance according to real employee reviews?

"As an agent you make your own pay and you have great training" ((in 128 reviews)); "People were great and very conscious" ((in 45 reviews)); "Benefits are great but not immediate" ((in 41 reviews)); "They sell supplemental insurance to individuals that is economical and beneficial" ((in 24 reviews)); "Flexible Schedule if your sales are good" ((in 23 reviews))

What are the cons of working at Combined Insurance according to real employee reviews?

"Commission Only and training is UNPAID." ((in 52 reviews)); "The management is poor and not professional." ((in 46 reviews)); "Territory managers have to recruit and train agents and give them all the commissions." ((in 34 reviews)); "Long hours (5 to 6 10 to 12 hour days) an excessive amount of meetings." ((in 28 reviews)); "Upper management could care less about the agent themselves, except what the agents can put in managements pockets." ((in 20 reviews))

What are employees saying about Combined Insurance layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about Combined Insurance layoffs and their outlook for job security at Combined Insurance in 2026.

What are the top reviewed Combined Insurance locations?

Chicago , New York , Buffalo , Glenview , Atlanta , Farmingdale , Dallas , Greensboro , Pittsburgh , Miami , Rochester , Los Angeles , Orlando , Latham , Charlotte , Boston , Houston , Denver , Edison , Albany , Syracuse , Nashville , Columbus , San Diego , Saint Louis , Newburgh , Raleigh , Rapid City , Knoxville , Indianapolis

Combined Insurance reviews

3.4

59% would recommend to a friend

(1,019 total reviews)

Richard Williams

70% approve of CEO

62% positive business outlook

Company ratings over time

Ratings trend for the last 6 months (1,019 reviews)

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews

1.0

Sep 14, 2016

Stay away! You will get used, abused and cast aside

Insurance sales agent

Recommend

CEO approval

Business Outlook

Pros

School was awesome, they actually pay you (400) a week but they changed the rules. IF you are working part time, no 400 weekly pay cheque

Cons

Once on the field, you use up your warm market list, you're pushed aside. You will drown. My DL threatened me with the company going to send me a ten day letter because I've not made a sale in a couple weeks (note...I set up a huge deal that would've made me 120 000 in NF APV) My book and lead cards was asked for. I was then told to take a week to think. I logged onto the Combined website, agents portal to find my code was discontinued

Combined Insurance Response

9y

Thank you for this feedback. It is our goal to be a great place to work, and we take your employment experience with us seriously. We would like to follow-up further on the feedback that you provided and require more information to do so. Please email us at feedback@combined.com with more details, so we can conduct an investigation into the matter. We wish you all the best in your future endeavors.

3.0

Oct 6, 2015

To many managers.

Sales agent

Recommend

CEO approval

Business Outlook

Pros

You have a client base, big plus in this business

Cons

To many managers and very old fashion. Need a better platform, could be a gold mine.

Combined Insurance Response

10y

Thank you for taking the time to review our company. For over 90 years, we have assisted policyholders during some of their most difficult times. We have structured our sales force with a number of managers in order to support our field agents and their chance for success. Please email us at feedback@combined.com if you would like to provide more specific details, as we are always striving to improve. We wish you success in your future endeavors.

5.0

Jun 18, 2015

Sales Manager

Sales manager

Recommend

CEO approval

Business Outlook

Pros

I almost tear up daily at the opportunity this company has given to me, my family, my team and my clients. My favorite part of job is explaining to people with cancer we are going to pay them for their hospitalization and treatments, telling them that they have access to some of the best doctors in the world. Telling people that spend weeks in the hospital that got burned that are stressed out about getting back to work....that they have up to three times the days they spend in to recover. I have the best job in the world and I do see some people come and go and have bad things to say about combined, all I have to say is that your attitude defines everything. Please don't lose an opportunity for with this amazing company weather it be a career or coverage over someone else's' negative attitude or experience.

Cons

No Cons some people don't like door to door sales....however how are you going to change someone's life if you don't try....? "there is nothing to lose by trying, and a great deal to gain by succeeding" our founder W. clement stone the most amazing man in the world google his accomplishments!

Combined Insurance Response

11y

Thank you for your kind review. We are honored to have such a dedicated and caring advocate who is representing us daily. As you mentioned, our goal is to help people but it would not be possible without employees such as yourself. We also appreciate you recognizing our founder, W. Clement Stone, in your post. His philosophies and words of wisdom are still foundational to who we are as a company today – especially his #1 success principle PMA (Positive Mental Attitude). Thank you again for your generous response. It is always nice to receive feedback from our employees in the US and abroad. We wish you many years of continued success with Combined Insurance.

Viewing 898 - 900 of 1,019 Reviews

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