Combined Insurance reviews

3.4

59% would recommend to a friend

(1,019 total reviews)
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Richard Williams

70% approve of CEO

62% positive business outlook

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews
1.0
Dec 15, 2012
Recommend
CEO approval
Business Outlook

Pros

They provide "leads" meaning you can go exploit their customer base, however these people have been over worked to the bone. The whole PMA philosophy and Mr. Stones principles is a good creed to live by. The quarterly meetings were cool, as you mingled with top agents and got a free and tasty lunch.

Cons

The income potential here is not what they make it out to be. The base accident policy is only $15.17 so you can imagine that it will take a lot of sales to make a decent living. Like every sales job, this potential to make money depends on you, however, combined has one way of marketing, DOOR KNOCKING! They do not advertise and the customers base that they give you are not only dried up for sales and have no reason to buy, but they also say things like "I gave 5 referrals to the guy that was here last time". Monday morning meetings in my territory were a joke, we would have to sit through 1 hour long of "good news speakers" of the agents saying how they got their sales but none of it helped me personally. So if you like talking to people about insurance and not being able to build a relationship with them at all this job is for you. Our manager texted us every single sale that the team made as motivation and I would hear him flirt with the women sales people. This job/career was a joke for me and unless you work in a new and poor area, this will be a sinking ship for you too n

3.0
Nov 27, 2012
Recommend
CEO approval
Business Outlook

Pros

As a seasoned independant insurance agent i can say combined insurance companies initial sales training is second to none. They stick to a simple sales pitch for the basic type insurance in their product line for the for the type of clients they market to and thier needs. because of the lead "cards" there is pleanty of potential clients to see but it does take the agent to turn on the car ignition if you know what i mean. The lead cards are not true lead cards as the rest of us out here are concerned in th brokers world but the good thing is its "free" people to see and in this economy free is always good try paying $500.00 to $1500.00 a month just to a face that might buy.

Cons

A gerat working oganisation works well when the "LEFT HAND KNOWS WHAT THE RIGHT HAND IS DOING" I am reffering to the sales managers and up. There is a differnce between being busy and being effective. Lets face it with all the meeting and confrence calls if we dont manage our time or prioritise correctly we become worn out being busy buy not efficient thats the reason for being burned out and broke. (high turrnover) why do i know this i was the top sales agent company wide ( U.S. life division 1998) with 465 life and disabiliy polocies sold in the 50 wk contest i had to have my ducks in a row. keep it simple build a solid foundation then you can build a great home you can be proud of and it will last we all want to see the fruit of our labor it just feel good and we do what feels good dont we?

2.0
Nov 22, 2012
Recommend
CEO approval
Business Outlook

Pros

Training for a newbie is excellent.

Cons

Best case scenarios are not the reality. Need to have another income source or savings first year or you could starve.

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Glassdoor has 1,131 Combined Insurance reviews submitted anonymously by Combined Insurance employees. Read employee reviews and ratings on Glassdoor to decide if Combined Insurance is right for you.