Combined Insurance reviews

3.4

59% would recommend to a friend

(1,019 total reviews)
avatar

Richard Williams

70% approve of CEO

62% positive business outlook

Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews
2.0
Nov 16, 2011
Recommend
CEO approval
Business Outlook

Pros

-Commissions can be very financially satisfying. -It is relatively independent work on a daily basis. -Great opportunity to meet people and work outside an office environment. -Bonus structure can make for a nice bump in pay at the end of a month. -Success and performance are rewarded. -Company provides all materials needed to sell and service clients -Job training was exceptional and my bosses provide every opportunity for me to succeed.

Cons

-Straight commission sales, so you better sell. -Constant micromanagement on a weekly basis. -Conference calls and meetings are much to common, and time spent attending these meetings is not compensated and provides no opportunity to make commissions. -Being door-to-door sales provides for uncomfortable situations on occasion. A large portion of the customer base is of a lower economic class, so expect to go into less-than-clean homes. -No reimbursement for mileage or travel expenses. -Long hours aren't required, as long as you're hitting your goals, but are often needed. -Creating an environment of positivity seems to have developed into a culture of secrecy. Employees would just disappear and not come back without any reason being given to the rest of us.

2.0
Nov 6, 2011
Recommend
CEO approval
Business Outlook

Pros

All materials provided. Good training. Flexible Schedule. Bonus System.

Cons

Unpaid training - two weeks long - if in NY/ NJ or New England, you will go to the location in Schenectady, NY and stay there for a full two weeks. They provide place to stay and pay mileage if you drive, airfare if you fly. No food expenses, you are on your own for all your food, which can add up after two weeks. Commission based salary. Door-to-door sales. Hard sale tactics No benefits for 6 months and that is only if you hit a sales number. Must pay out of pocket ALL business related expenses - phone, fuel, printing, etc. Claims issues from previous and current customers. Leads provided are for current and former customers who complain about being visited too often and pushed way too hard by lots of different sales reps for Combined. Unknown in public sector - no advertising whatsoever. Uses word of mouth and door-to-door sales to advertise. High cancellation rate of policies. HUGE turnover rate - told by my marketing director that sales agent turnover is 150% and territory manager is 100% - each per year. Scary stat.

4.0
Oct 11, 2011
Recommend
CEO approval
Business Outlook

Pros

Training, pay is excellent if you are willing to work, senior management is awesome

Cons

Balancing personal and work is difficult and lots of pressure is put on top performers to do more to compensate for those that don't, though the work is rewarded w/ bonus, pay and recognition

Viewing 997 - 999 of 1,019 Reviews

Glassdoor has 1,131 Combined Insurance reviews submitted anonymously by Combined Insurance employees. Read employee reviews and ratings on Glassdoor to decide if Combined Insurance is right for you.