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      Combined Insurance

      Engaged Employer

      Combined Insurance reviews

      3.4

      59% would recommend to a friend

      (1,019 total reviews)
      avatar

      Richard Williams

      70% approve of CEO

      62% positive business outlook

      Ratings by category

      3.8

      Diversity & inclusion

      3.7

      Work/Life balance

      3.5

      Compensation and benefits

      3.4

      Career opportunities

      3.3

      Culture & values

      3.0

      Senior management

      Combined Insurance has an employee rating of 3.4 out of 5 stars, based on 1,019 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Combined Insurance employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

      Ratings by demographic groups

      Reviews by job title

      1K reviews
      2.0
      Jan 5, 2013

      Sales Agent - I'd probably choose a different company to start my sales career

      Anonymous employee
      Recommend
      CEO approval
      Business Outlook

      Pros

      Create your own hours. Work as much or as little as you want. You must be able and want to work hard in order to make a living in sales.

      Cons

      The senior management (marketing directors) are extremely unqualified to be managers. Managers are training agents when they are unable to do the work themselves. If you don't have the right trainers, it will make it that much more difficult for a new agent to succeed.

      4.0
      Dec 17, 2012

      First time in the Industry. A terrific place to start.

      Anonymous employee
      Recommend
      CEO approval
      Business Outlook

      Pros

      I have been with the company over 10 months now and came from a completely different industry. Never in my life did I tell myself or anyone else, "I want a career in sales" let alone as an insurance agent. However, during my time here at Combined I am thankful for those little hinges that swing big doors. I was able to more than triple my income with my previous career in less than a year. The sales model is based on work ethic... if you work, you get paid, no work no pay.

      Cons

      Different areas of the country operate their markets differently. Much of my success was related to my management team, their willingness to help me out, and put me first. Had they not been willing to do so, I would not have made it in this industry and would not have sold over $50k in my first 13 weeks. However, from experience, not all markets operate that way. Although the company does a GREAT job of initial training, their management training needs a overhaul. I was promoted to management and spent 3 1/2 months fumbling through without any management training whatsoever.

      3.0
      Aug 11, 2012

      A decent opportunity if you're good at it. Terrible if you're not.

      Sales representative
      Recommend
      CEO approval
      Business Outlook

      Pros

      Commission rates are decent. Benefits are decent, if you sell enough to qualify for them. Their accident-only insurance product (Accident Protector) is very good for how much it costs. The company is in the process of changing some of their more frustrating policies and starting to come into the modern era on their business processes and practices.

      Cons

      Their life core insurance product (Family Life Protector) is not particularly good. Lots of cold-calling businesses and sometimes residential areas. If you aren't particularly good at selling their products you will make very little money since it's a commission-only job at the sales agent level. You will be expected to go out and see current customers on a regular basis, sometimes as often as every three months. Many of these customers have seen an agent pretty recently and will not be thrilled to see you. You will probably be expected to work six days a week and long hours (>10 hours a day) depending on who your Territory Manager and Market Director are. You may have to spend an inordinately large amount of money on gas since the geographic area your sales office services will probably be very large. Expect to drive a few hundred miles every week

      Viewing 1009 - 1011 of 1,019 Reviews
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      ReviewsCombined Insurance reviews

      Glassdoor has 1,131 Combined Insurance reviews submitted anonymously by Combined Insurance employees. Read employee reviews and ratings on Glassdoor to decide if Combined Insurance is right for you.